Wilton, NY Bankruptcy Law Firms & Lawyers

The liens against the property at the time of filing remain and "ride through" bankruptcy unless and until the debtor moves to have the liens "scraped off." So the answer is no, the liens will not be released by filing for bankruptcy protection, nor at the time of discharge, for that matter, without something more on your part. You can get a more complete response by taking all relevant papers to a local bankruptcy attorney. Many offer a free half-hour consultation. Take your tax returns, proof of earnings, all outstanding bills, a credit report, your deed and vehicle registration papers, the judgments against you, and a list of monthly expenses so that the attorney can evaluate your case.

If a landlord proceeds with an eviction against a person in Chapter 13 without bankruptcy court approval, the bankruptcy court can impose sanctions to penalize the landlord and the eviction court will not be allowed to enter an order granting the eviction. Better retain a bankruptcy creditor's attorney to begin the process of obtaining permission.

So the court issued 45,000 of these letters in every case filed for 10 years.  I have dozens of clients with this issue.  You do not have to do anything.  I tried to call the court to find out the reason, and was told I was the only lawyer who called, and the Clerk refused to tell me the reason.  I find that hard to believe.  I think this move by the court is outrageous, and I still do not know what the "error" is.  One of the worst cases of bureaucratic B.S. I have ever seen.