AV Preeminent Peer Rated Attorneys
Ship Bottom Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Ship Bottom Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Ship Bottom Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

McOmber McOmber & Luber, P.C.

5.0
228 Reviews

  • Serving Ship Bottom, NJ and Ocean County, New Jersey

  • Law Firm with 27 lawyers3 awards

  • Providing clients with distinguished experience and dedicated service since 1974

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 115 more

  • Free Consultation

  • Offers Video

Austin Tobin
Bankruptcy Lawyer
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Weinberger Divorce & Family Law Group, LLC

4.7
257 Reviews

  • Serving Ship Bottom, NJ and Ocean County, New Jersey

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 83 more

Bari Zell Weinberger
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Ship Bottom?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
95 %

296 Client Reviews

PEER REVIEWS
4.5

30 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Declaring bankruptcy in New Jersey and keeping the car that is being financed.

Barry J. Roy
Answered by attorney Barry J. Roy (Unclaimed Profile)
Bankruptcy lawyer at Rabinowitz, Lubetkin & Tully, L.L.C.
The answer to this question will depend on a number of factors.  However, the short answer is that it is very likely that they will be able to file a Chapter 7 bankruptcy and discharge their credit card debt.  Whether they lose their car or not depends solely on if they are able to keep making their payments.  Generally speaking, bankruptcy does not change a debtor's relationship with their secured creditors (car loan, mortgage company).  If they do not make their payments, then the car company can move to vacate the automatic stay to repossess the vehicle.  However, a discharge in bankruptcy will discharge any of the Debtor's personal liability on any deficiency created by the repo, if the car is subsequently liquidated for less than the bank is owed.    
The answer to this question will depend on a number of factors.  However, the short answer is that it is very likely that they will be able to file a Chapter 7 bankruptcy and discharge their credit card debt.  Whether they lose their car or not depends solely on if they are able to keep making their payments.  Generally speaking, bankruptcy does not change a debtor's relationship with their secured creditors (car loan, mortgage company).  If they do not make their payments, then the car company can move to vacate the automatic stay to repossess the vehicle.  However, a discharge in bankruptcy will discharge any of the Debtor's personal liability on any deficiency created by the repo, if the car is subsequently liquidated for less than the bank is owed.    
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If we want to do a REFI on our home will we have to add the balance of the 2nd on there or is it considered forgiven?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Your 2nd mortgage lien is still on the title to your property unless it is forgiven or settled. I would suggest that you look into whether you can settle the 2nd mortgage debt with a lump sum payment before refinancing and paying it off at 100%.
Your 2nd mortgage lien is still on the title to your property unless it is forgiven or settled. I would suggest that you look into whether you can settle the 2nd mortgage debt with a lump sum payment before refinancing and paying it off at 100%.
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Can I file bankruptcy on the IRS if I go ahead and file?

Mark Stuart Cherry
Answered by attorney Mark Stuart Cherry (Unclaimed Profile)
Bankruptcy lawyer at Mark S. Cherry, Attorney at Law, PC
In order to file you need the taxes filed. Taxes are generally not dischargeable unless they are old, self-reported and timely filed. Yours do not sound dischargeable.
In order to file you need the taxes filed. Taxes are generally not dischargeable unless they are old, self-reported and timely filed. Yours do not sound dischargeable.
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