AV Preeminent Peer Rated Attorneys
Malta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Malta Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Malta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Malta, NY and Saratoga County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Hacker Murphy LLP

4.8
53 Reviews

  • Serving Malta, NY and Saratoga County, New York

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1898, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 349 more

  • Free Consultation

  • Offers Video

John Harwick
Partner
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Poklemba & Hobbs, L.L.C.

  • 2715 Route 9, Suite 102, Malta, NY 12020

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Jennifer A. Cleary

  • 131 Dunning St., Malta, NY 12020-4406

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Looking for Bankruptcy Lawyers in Malta?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
92 %

20 Client Reviews

PEER REVIEWS
4.1

46 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I sell my home after my bankruptcy has been discharged and pay the bank only what I owe them?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Yes, provided there are no other debts owed against the property. If there is a 2nd mortgage, filing bankruptcy did not remove the lien from this obligation. Bankruptcy does not remove liens for taxes, HOA dues or other forms of liens created by state laws. If you had a judgment lien, it can be removed through your bankruptcy & you could avoid having to pay this lien to sell the property if and only if you took steps to avoid the lien during your bankruptcy.
Yes, provided there are no other debts owed against the property. If there is a 2nd mortgage, filing bankruptcy did not remove the lien from this obligation. Bankruptcy does not remove liens for taxes, HOA dues or other forms of liens created by state laws. If you had a judgment lien, it can be removed through your bankruptcy & you could avoid having to pay this lien to sell the property if and only if you took steps to avoid the lien during your bankruptcy.
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Do I have to continue paying for sewer service on a home after bankruptcy?

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Answered by attorney Tony E. Carballo (Unclaimed Profile)
Bankruptcy lawyer at Carballo Law Offices
Assuming that you filed a Chapter 7 case which is a reasonable assumption since you got a discharge fast then you do owe the sewer services after you filed. The debts discharged were those you had before you filed for bankruptcy. Assuming that you did list the County Sewer Department as a creditor then you do not owe the charges before you filed the bankruptcy case. Since you probably had a "no asset" Chapter 7 case (as the vast majority of such cases) you might not owe the charges before you filed even if you forgot to name Sewer Department of the County as a creditor and gave the County notice of the filing. Most likely you did not give the County notice of the bankruptcy since the services were not turned off. However, you are stuck with the charges after the date of filing the bankruptcy case. In some cities or counties that sewer charges will become a lien on the property and bank will pay the sewer fees before or after the foreclosure since the bank wants the property without liens so that it can sell property. If the sewer charges are not a lien that is paid by the bank or the buyer of the property then the County can sue you for the outstanding charges after the date of the bankruptcy filing.
Assuming that you filed a Chapter 7 case which is a reasonable assumption since you got a discharge fast then you do owe the sewer services after you filed. The debts discharged were those you had before you filed for bankruptcy. Assuming that you did list the County Sewer Department as a creditor then you do not owe the charges before you filed the bankruptcy case. Since you probably had a "no asset" Chapter 7 case (as the vast majority of such cases) you might not owe the charges before you filed even if you forgot to name Sewer Department of the County as a creditor and gave the County notice of the filing. Most likely you did not give the County notice of the bankruptcy since the services were not turned off. However, you are stuck with the charges after the date of filing the bankruptcy case. In some cities or counties that sewer charges will become a lien on the property and bank will pay the sewer fees before or after the foreclosure since the bank wants the property without liens so that it can sell property. If the sewer charges are not a lien that is paid by the bank or the buyer of the property then the County can sue you for the outstanding charges after the date of the bankruptcy filing.
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Is it legal to delay initiating probate so as to complete bankruptcy?

Michael D. Siegel
Answered by attorney Michael D. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
C did do something shady, but it was smart, and assured her creditors did not get any money.  The issues really have nothing to do with the present issue.  C's estate still gets A's property and not signing the waiver will make no difference to the people being asked to sign.  Under law, the fiduciary of the fiduciary's estate is the presumptive CTA, but the court needs to approve it, which is why the forms need to be signed by all interested parties.
C did do something shady, but it was smart, and assured her creditors did not get any money.  The issues really have nothing to do with the present issue.  C's estate still gets A's property and not signing the waiver will make no difference to the people being asked to sign.  Under law, the fiduciary of the fiduciary's estate is the presumptive CTA, but the court needs to approve it, which is why the forms need to be signed by all interested parties.
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