Walthourville, GA Personal Injury Law Firms & Lawyers

You will need to discuss things with an attorney licensed in your state. I am guessing you are not in Nebraska, as Nebraska has a minimum liability coverage limit of 25K. There are multiple possibilities for what you might be able to do. Your own auto insurance likely includes underinsured motorist coverage (UIM) to provide for exactly this type of situation; I would begin by contacting them and requesting a copy of your policy and declarations page. You will also want to check and make sure there are no umbrella policies that may provide coverage. An attorney can also help you negotiate reductions in medical bills and subrogation amounts owed to health insurance companies. It is always a good idea to first speak with a lawyer before attempting to tackle something like this on your own. Good luck!

As long as they deem reasonably necessary given the circumstances. I suppose it is possible for an officer to stop traffic for such a length of time as to be an abuse of the officer's discretion, although I have no clue as to what a driver's remedy would be in such a situation.

Yes, you were injured b/c you say you were "very sore" and that in and of itself, coupled with a trip to the ER w/ x-rays is compensable. In addition, based on the adverse driver being drunk you are entitled to punitive damages, the purpose of which is deter and punish conduct that is not acceptable. Given the nature of your injuries, depending on whether you still have residuals or not, but if not you are entitled to recover your medical bills and any lost wages (special damages) and general damages (pain, suffering and inconvenience) as well as punitive damages. Now, assuming the at fault party had insurance, which the traffic collision report should indicate that you can recover the first two from them and many times they will pay some premium on the first two to protect their insured from a trial where he would be exposed to the risk of punitive damages, which insurance does not cover. If he did not have insurance, you then must pursue your uninsured motorist coverage on your own policy.