Vidalia, GA Personal Injury Law Firms & Lawyers

Call your insurance carrier to see if you have med pay. That will cover a portion of the medical expenses depending on the coverage you may have. If not, you can sue the other driver for whatever your damages are. Your recovery is not limited to their policy limits. But if you agree to settle and take their $15,000, you may be precluded from seeking more, depending on how it gets paid to you and what agreement the insurance company makes with you. You would be wise to hire an attorney for this. But you also have to evaluate the viability of recovering from the other driver. Do they own a house? Do they have a job? You need to see that they have assets to go after, otherwise your paper judgment is not worth anything over the $15,000 from the insurance company.

Generally speaking, the answer to your question is "probably not." I say "probably" only because the judge does have a right to sentence you to jail for reckless. Typically, judges do not impose jail time for reckless by speed unless your speed is around 90 MPH or above.

Your case is no more or less valuable simply because an 18-wheeler was involved, although commercial vehicles generally carry greater liability limits than passenger cars. What really counts is the extent of your injuries and damages and the degree of fault in the other driver. But one thing you can count on is that if your lawyer took your case under a contingent fee agreement, he or she can't get paid unless he or she gets YOU paid. Your lawyer has every reason to get you as much money as possible, as soon as possible. and no reason to leave a dime on the table or settle for less than the case is worth. These cases take time, and I'd encourage you to (1) talk with your lawyer and (2) be patient. If you're in too big a? hurry to settle, the other side will smell it and offer less in settlement.