Swartswood, NJ Personal Injury Law Firms & Lawyers

You can only sue the driver personally. All the insurance does is pay when he/she causes a crash. If you achieve a verdict in excess of the insurance coverage, the driver is on the hook for the difference. You also may have SUM coverage on your own policy to consider. Good luck.

Normally, when someone comes on your property without permission, or refuses to leave when asked to leave, it is trespassing and police will arrest the person. However, when the person has been residing there, the police often will not arrest the person, but require the owner to evict the person. I suppose the idea is that a person deserves some degree of due process before he/she is forcibly put out of his/her residence. An eviction is not difficult to do through a magistrate. Normally, if domestic violence occurs, if the police arrest the individual, a condition of bond is that he/she stay away from you and not come to your home. If the police do not charge him, you could seek an order of protection through Family Court or a Magistrate. If you do get an order of protection, you may still want to bring an eviction action so that there is no doubt that he has no right to be there even after the Order of Protection expires.

There would have to be a reason to get an extension such as the ownership changed and you couldn't find the person, you did due diligence but couldn't get the person served witha complaint, etc.  If it is a municipal parking lot, then it is VERY difficult to tget the extension of the notice that you are required to serve on the town.