Sandy Point, TX Personal Injury Law Firms & Lawyers

The minimum coverage in Louisiana is 15/30/25. This means that the maximum one person can receive in bodily injury is $15,000. The maximum the insurance company will pay out to all injured parties - whether 2 or 10 - is $30,000. The maximum the insurance company will pay out in property damage is $25,000. You may be able to receive money from the insurance company covering the vehicle you were in if it has medical payments coverage and/or uninsured/underinsured motorist coverages. You may also be able to recover from your own insurance if you have the applicable coverages. Please contact my office to discuss further. Just because the vehicle had insurance that may cover you, does not mean that you are automatically entitled to the receive money. You need to ensure that you are protected prior to agreeing to accept any money from any of the insurance companies.

You can sue, but suing a hospital is a very expensive and traumatic process. No lawyer is likely to take your case on contingency, i.e. on an agreement to get paid only out of what he or she can recover for you, because the cost of preparing and presenting your case will be much higher than the dollar amount you are likely to recover if you win. In short, though your case may be a liability winner, it's a money loser. Thank your Texas legislature and Supreme Court, and while you're at it thank the insurance companies and your fellow citizens (juries who buy the insurance company line) for making it impossible for malpractice victims to get justice in the vast majority of cases.

Quite possibly, but the hospital will need to obtain a judgment before that can be done. Further, you likely have a homestead exemption which will protect at least part of the equity in your home. Hospitals will customarily work with you on payment of delinquent bills.