Roosevelt, TX Personal Injury Law Firms & Lawyers

Sounds like you need to at least consult with an attorney. They can advise you whether to proceed alone, or with an attorney. But in nearly every case, you will receive far more compensation if you hire a personal injury attorney, even after the 1/3 attorney fee. That is because an attorney can obtain so much more from the insurance company than you can alone.

You should hire a qualified and experienced injury attorney to pursue a claim for all your injuries, damages and losses caused by this drunk driver. A good injury lawyer will pursue any and all avenues of financial recovery, including her insurance and/or personal assets, any UIM insurance you may have on your insurance policy, and any restitution which may be ordered from the county which prosecutes her DUI case. An injury lawyer will also make sure all health insurance and/or medical payments coverage (this is on an auto insurance policy) covers your medical care as well. Finally, any and all sources of liability should be examined as well. For example, while she is obviously liable for most/all of the damages, there are potential other third parties who could be at fault (the bar or private party where she got drunk if applicable, roadway design, emergency personnel for not moving the vehicle or setting up cones, flashers, etc., and potential others). But yes, you should hire a personal injury attorney for this situation.

You may or may not be sued. There is no obligation to pay the collection company and if they will not settle for what you can afford you can wait to see if an attorney files suit. If that happens, you or your attorney can negotiate or try the case on a contributory negligence theory.