Melrose, FL Personal Injury Law Firms & Lawyers

Whether you can sue depends on who is liable. If someone else was negligent in cutting off your finger you should be able to sue them and get a judgment against them for damages. That begs the question however, whether the person has the resources to pay the judgment. It doesn't make any sense to sue someone who cannot pay. If the person has significant personal assets, it may be worth your time to sue them. Even if they do not have any assets, the person may have homeowner's insurance. Whether or not the homeowner's policy will cover the damages (assuming the person is liable) depends on the policy contract. You won't know whether the contract will cover this type of injury until you make a claim against the policy. If you know what company insures the liable party you can contact them yourself and file a claim. If not you will have to send a letter to the liable party and ask them to send it to their insurer. Most likely you will have to contact an attorney who will be able to do this for you.

It wholly depends on whether there was an injury, which needs to be documented with medical treatment and records. If an injury was incurred, further investigation should be considered. There are requirements and deadlines for bringing claims, so if applicable, contact a Personal Injury Attorney for consultation on behalf of your husband. We cannot solicit- you will have to reach out.