Leona, TX Personal Injury Law Firms & Lawyers

I don't know anything about Arizona law as it relates to subrogation liens (reimbursement of your carrier). You have a very small claim. The 2622 is perhaps all you will ever get. You owe the doctors and should pay them direct. They did not render service to an insurance company. They served you,. Pay them, get receipts. Send all receipts to your med pay carrier. They should send you a check for up to the amount of your coverage. You seem to be trying to get and stay ahead of insurance companies. Good luck on that. They are experts at staying ahead. That is why they and the banks have all the money in the world. If your carrier does not pay you promptly report it to the insurance commissioner of the state where the policy was written.

A dog owner is strictly liable for injuries that his pet dog inflicts upon you. The procedure is to identify the owner of the dog and then make demand on him to produce his homeowners insurance policy to see if he is covered for this incident, or if he does not own property, then demand to see his renters insurance policy if he rents.    

One cannot automatically make a claim just because one falls on someone's property. In this instance, clearly your wife is an innocent victim and not at fault. However, she would still have the burden of proving that the store did something wrong, or committed negligence. If water spilled on the floor seconds before your wife encountered it, it would be difficult to find fault with the store. The store would not be expected to have found the slippery substance in such short a time period. However, if the slippery substance was on the floor for quite some time, giving the store time to discover it, then it may be responsible. Certainly, if the spill was caused by the store or an employee, then the store is liable. My best suggestion is to contact an experienced slip and fall lawyer.