Haskell, TX Personal Injury Law Firms & Lawyers

Unless the horse has particularly dangerous propensities that you hid from the buyer you have no liability. Plus, the buyer physically had possession of the horse and an opportunity to observe and learn about the animal so probably would have equal knowledge as you about the horse. If the buyer no longer wants the horse because of what happened and you want to force her to pay the full amount you legally can do so. Otherwise, if you want the horse back you can make a deal for whatever you are willing to do that she will agree to. Either way you have no legal obligation for her medical copays. An interesting legal question is present. If the buyer stops paying can you repossess the horse? That would depend on what the paperwork, if any, says about remedies for default. As a practical matter you may want to make a deal with her as she could stop paying you and your only remedy might be to sue her for the unpaid amount. She could sell the horse to someone else and keep the money, stiffing you.

You mention Arizona in your question, but your question was submitted as a question about Alabama law. The law can differ significantly from state to state. If your accident occurred in Arizona, I suggest that you re-submit your question and indicate Arizona rather than Alabama. That way, you will get responses from attorneys who practice law in Arizona rather than Alabama. With that said, whether or not you have to re-pay your automobile insurance carrier for medical expenses paid on your behalf will likely depend on the language of your insurance policy. Look for the term "subrogation" in your insurance policy especially in the section about Medical Payments coverage. A few insurance companies do not subrogate (require re-payment) for medical payments made under the MedPay portion of an automobile policy but most insurance companies do. You should discuss the matter directly with your insurance company. If you are insured by a reputable company, they will tell you the truth whether or not they have paid yet. You many need to speak with someone in the subrogation department (instead of a claim adjustor). If you are not comfortable speaking with your insurance company about your subrogation questions, you should consult with an experienced attorney who handles insurance matters. You likely only have a right to MedPay (medical expenses) from your own insurance carrier. However, you can recover all compensatory damages (such as medical expenses, lost wages and pain and suffering) from the liable individual (or his/her insurance carrier).

I cannot give a definite answer because you did not provide enough information. But it is more likely than not that you can assert a claim. The nature of the claim and framing of the issues will require a detailed analysis of the facts of the case.