Harlem, FL Personal Injury Law Firms & Lawyers

The answer is: That's why they call it "No-Fault". Let's just hope it is not too late for you to file your claim. Contact your insurance company immediately and file a claim for no-fault benefits. Do it even if they tell you it's too late. Get a lawyer, there are other issues to be discussed. This is an excellent example of why people in your position should not try to handle their own legal claims. You make a very good explanation of your circumstances, you are correct that the other driver is at fault, and still they give you the run around. You also made a mistake: your no-fault covers your medical expenses and your time out of work, so you can get the medical treatment you need.

If your injury happened due to negligence on part of a homeowner you can sue or settle with their homeowners insurance. Losing part of a finger and having screws inserted is definitely worthy of a case. Liability will need to be assumed by the homeowner if they were at fault. If it was a simple accident with no negligence they may not be liable.

The smartest thing to do is hire an attorney licensed in the state where the injuries occurred. A personal injury and/or civil litigation attorney will have a much better chance at recovering ALL available remedies (or damages) stemming from the incident. One can always attempt to seek damages from the store by themselves (i.e. pro se); however, its best to hire a licensed experienced professional who has handled such types of cases.