Harbert, MI Personal Injury Law Firms & Lawyers

I would see if you can access my multiple prior answers to exactly this question of the value of a case. I think there is helpful information there. In short, there really is no formula. However, sometimes insurance adjusters add up the quantifiable economic losses (ie: wage loss, medical bills, out of pocket expenses, etc.) and multiply the total of same by a factor (ie: 2 or 3 or 5 or whatever). There is also the issue of the amount of liability coverage.

In Michigan you receive No Fault Benefits (PIP) from your own insurer. They consist of wage loss if applicable, medical expenses (which means you may get whatever testing and treatment your doctors recommend and you are not limited to 12 visits of pt) and replacement services. You may have a 3rd party claim if there is an at fault driver who caused the crash and/or you were less than 50% at fault for the crash; however, you will need to show that you suffered a serious impairment of a body function that affects your ability to live your normal life. Certainly future pain and medical problems are part of proving your case and are compensable if you are able to prove same by a preponderance of the evidence.