Dawson, GA Personal Injury Law Firms & Lawyers

If the insurance was not cancelled, it would appear to be your insurance that continues in effect & covers damages. As to whether you are responsible for damages in excess of your auto insurance coverage, more information would be needed. At this point you should work with your auto insurance carrier, & they should be able to answer your questions.

In order to be held liable for the dog bite, the party who was bitten would have to show that you were in some way negligent. It does not sound as though you were negligent in any way and it is unlikely that you will have any liability arising out of this dog bit incident. It sounds as though your neighbor's actions led to this bite. Your neighbor can file a lawsuit against you even if it has no merit. You should, therefore, place your homeowner's or renter's insurance company on notice of the incident so that a defense and coverage will be provided in the event that your neighbor does decide to proceed with a lawsuit.

Perhaps yes and perhaps no. This will depend on whether the attorney knows the fair value for such a case and whether the other side tries to gain some advantage because they believe the attorney may not know the fair value. You can always get a 2nd opinion from a lawyer that handles more car crash cases.