Bailey, MI Personal Injury Law Firms & Lawyers

A question like this is best answered by your attorney if you have retained one. If you have not, it is best answered by sitting down with a personal injury attorney that regularly handles car crash cases. In short your question can not be answered without a review of the facts of the crash, the facts of your injury/treatment, etc.

(1) Get work comp insurance coverage. (2) Report this incident to your commercial liability insurance carrier (although an employee work comp claim may be excluded). If you do not have commercial liability insurance, get it. (3) Report the incident to your umbrella insurance carrier (although an employee work comp claim may be excluded). If you do not have umbrella coverage, get it. (4) Ask your landlord if he/she/it had any liability insurance coverage (i.e., commercial liability coverage) that would provide medical payments coverage to your employee (to pay medical bills for injury on the premises). (You do not mention whether or not some defective condition on the premises caused your employee to fall.) (5) Most states have penalties under the work comp statutes for employers that do not have required work comp insurance coverage. (6) You may need to meet with a good insurance agent to discuss your insurance needs.

I would have to see the contract and your history with her to form an opinion. What are you seeking as damages? Why didn't you subpoena the records before it was too late?