Algonac, MI Personal Injury Law Firms & Lawyers

No, as there is no bad faith against a third party insurer. There is bad faith if that insurer fails to make a reasonable settlement, you sue the at-fault driver, you obtain a judgment in excess of the at-fault driver's insurance coverage limits, and the at-fault driver agrees to assign his right to sue his own insurance company for bad faith. Six months is too long. If he won't return your calls, then you need to consider filing suit, or at least hire an attorney so that the insurer knows you are prepared to take this to the next level. I think you would be well served to visit with a lawyer experienced in auto collision litigation. There are quite a few of us listed on the LawQA website.

Assuming you had an allergic reaction to the crab and that is the reason for the hospital visit, the restaurant might be liable for negligence if they served a food different than what you ordered. You do not indicate what the long term consequences of the reaction are, so their liability may be for the medical expenses and any harm caused.