Malone, FL Immigration Law Firms & Lawyers

The issue is not renewal.  You don't renew your status.  Status is "permanent"--that is why they call your status "permanent resident".  The card proving your status expires and needs to be renewed, but your status won't be readjudicated.  That said, anytime the immigration service has information that a permanent resident has been convicted of a crime, they can institute removal proceedings.  Whether they learn about these offenses now, at the time you apply to renew your card, or years later won't change the fact that the conviction itself may make you removable.  Since the conviction is old, you could apply for citizenship and if you get it, the conviction would no longer present a problem for you.  Of course, the citizenship application itself could cause you to be placed in removal proceedings as well, so you may not want to try that (though some do and are successful).

There are complicated rules protecting you after you turn 21 for the period of time that the I-130 was pending. This is called the Child Status Protection Act. Your case would need to be analyzed with the specific facts under this Act.

Credit worthiness is not a legal criteria for entry into the US.  Officers may want proof of financial ability to fund a trip to ensure you are able to return, but that effort should not involve a credit history check.