Godeffroy, NY Estate Planning Law Firms & Lawyers

If you live in Michigan, check with your legislator and ask about Michigan's statutory will - he or she should be happy to provide the form to you. That said, a one size fits all form does not necessarily accomplish all that a person will want to accomplish in an estate plan - and a will is only one part of a proper estate plan.

The answer to your question is rather complicated. Generally, unless you are contractually obligated, a joint debtor or co-signor you are not responsible for your deceased husband's debts. If your husband died with assets (money or property), then his estate may be responsible for the debts. The executor or administrator of the estate will need to negotiate and pay your husband's debts to the extent that there are sufficient assets to pay. If your husband died with no assets, then the debts do not get paid. However, medical creditors may seek to hold you liable under the doctrine of "medical necessaries." In order to do so, a creditor must show that the services were rendered based upon your credit. In addition, the creditor must show that the amounts alleged to be owed are commensurate with your means. I suggest that you seek out the advice of an attorney for a more detailed examination of your particular circumstances.