Fulton, NY Estate Planning Law Firms & Lawyers

There is actually a third option you may consider. It is the enhanced life estate deed. Of the will or trust, the trust is typically a better choice but it also could be subject to creditor's claims unless you maintain the home as you homestead. The enhanced life estate deed would do the same as a trust but potentially it would not subject the property to creditors claims.

Your authority under the POA expired with your grandmother.  If there is no Will, the estate, after debts are paid, will be distributed according to the NY state laws of heirship.  Someone must be appointed by a court to settle the estate and open a bank account for it.  Contact a probate lawyer who practices in the surrogate's court in the county in which your grandmother died.

I would first like to have the details of the decedents estate, if any. It is quite possible that all of his assets have gone to her by operation of law and therefore no administrator or executor is required.