Robert J. Semrad is a lawyer practicing workers compensation. Robert J. received a B.A. degree from Winona State University in 1991, and has been licensed for 32 years. Robert J. practices at Semrad Law in Chicago, IL.
I would never recommend debtstoppers to anyone. From start to finish we had several different lawyers. None I felt where helping our case with the trustees. It was one female that seemed to have our best interest. But she changed after a week. No one tells you that you will have several different lawyers before hand. You call to try and get answers about your case and it takes for ever for someone to call back. Unless you go online and email them. You get quick response then. It took months to resolve our bankruptcy. I don't advise anyone to file bankruptcy because it's a nightmare. And dealing with the trustees are the worst. I felt like debtstoppers just took your money and not fight for you. Now that we're almost through with the bankruptcy . I can't reach my lawyer. I needed some advice concerning my HOA. I can't even talk to lawyer because he won't return your calls. This is ongoing.
I filed a chapter 13 in Sept. of 2008 and selected to have the payments taken out of my check, in Aug. of 2009 my job shut down and I had no income. All the money that was being taken out of my check at 200.00 a month did not go toward my creditors. I got a phone call from Semrad in May of 2010 saying that I could file a chapter 7 if I set up a payment plan for three payments of 616.00. I struggle to make those payments with my unemployment check. They keep my cash and made me file a chapter 13.
20 S. Clark Street, 28th FloorChicago, IL 60603-1802U.S.A.
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