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Yuma Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Yuma Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Yuma Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

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Looking for Bankruptcy Lawyers in Yuma?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What happens if you file chapter 13 bankruptcy but surrender your vehicle to the creditor?

Answered by attorney Christopher J. Kane
Bankruptcy lawyer at Christopher J. Kane, P.C.
Yes, you can choose to surrender the vehicle and discharge the loan in both Chapter 7 and Chapter 13. If you get your bankruptcy discharge you will not be liable for the deficiency balance on the loan after the lender takes the car and sells it.
Yes, you can choose to surrender the vehicle and discharge the loan in both Chapter 7 and Chapter 13. If you get your bankruptcy discharge you will not be liable for the deficiency balance on the loan after the lender takes the car and sells it.
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If I have an RV or motor home, all payments are on time and no equity, and it is financed, can I keep it if I file for chapter 7?

Giovanni Orantes
Answered by attorney Giovanni Orantes (Unclaimed Profile)
Bankruptcy lawyer at Orantes Law Firm
If you otherwise qualify for Chapter 7 relief, you would only have a problem if the payments are too large and it would appear that you could pay some percentage to your unsecured debts if you did not spend that money. If you live in that vehicle, that would not be a problem. Otherwise, there are too many potential factors to give you a definite answer or other advice without a formal consultation.
If you otherwise qualify for Chapter 7 relief, you would only have a problem if the payments are too large and it would appear that you could pay some percentage to your unsecured debts if you did not spend that money. If you live in that vehicle, that would not be a problem. Otherwise, there are too many potential factors to give you a definite answer or other advice without a formal consultation.
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What do we do if they start to garnish our wages? How?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
He will need to double check his facts before filing a motion to stop the garnishment and declare the judgment to be void. Your husband may also seek advice from his bankruptcy attorney to obtain sanctions to punish this creditor for pursuing this judgment in violation of the bankruptcy discharge. Frankly, this is such a rare occurrence that I have not seen this problem in over 35 years of practicing bankruptcy law.
He will need to double check his facts before filing a motion to stop the garnishment and declare the judgment to be void. Your husband may also seek advice from his bankruptcy attorney to obtain sanctions to punish this creditor for pursuing this judgment in violation of the bankruptcy discharge. Frankly, this is such a rare occurrence that I have not seen this problem in over 35 years of practicing bankruptcy law.
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