AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

The Berlinsky Law Firm, PA

4.9
118 Reviews

  • 501 Avenue S, NW, Winter Haven, FL 33881

  • Law Firm with 2 lawyers4 awards

  • Offices in Clermont, Leesburg, Haines City & Winterhaven

  • Bankruptcy LawyersForeclosures, Bankruptcy Chapter 7, and 2 more

Stephen Berlinsky
Bankruptcy Lawyer
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The Guard Law Group, PLLC

5.0
1 Review

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 1 lawyer1 award

  • Don't face the stress of serious financial problems on your own. Schedule a free initial consultation with our highly skilled attorneys to help you determine the best course of... Read More

  • Bankruptcy LawyersGeneral Practice, Probate and Trust Litigation, and 15 more

  • Free Consultation

  • Offers Video

Pierce Guard Jr.
Bankruptcy Lawyer
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Sperry Law Firm

5.0
22 Reviews

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 2 lawyers2 awards

  • Providing prompt legal services in Real Estate Law, Estate Planning, and Business Law to clients throughout the Tampa Bay Area for over 20 years. At Sperry Law firm our clients are... Read More

  • Bankruptcy LawyersReal Estate Transactions / Title Insurance, Commercial Real Estate Transactions, and 121 more

Bruce J. Sperry
Managing Partner
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Hardin, Ball & Tondreault, P.A.

4.2
41 Reviews

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 4 lawyers2 awards

  • Practicing throughout Central Florida Since 1985

  • Bankruptcy LawyersReal Estate, Real Property, and 86 more

Benjamin Waldrop Hardin Jr.
Partner
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Befeler Law Firm, P.A.

4.9
66 Reviews

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 1 lawyer3 awards

  • Experienced Florida Law Firm. Providing Quality Legal & Mediation Services Across Florida Since 2010.

  • Bankruptcy LawyersReal Estate, Commercial Real Estate, and 28 more

David Befeler
Bankruptcy Lawyer
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Anthony & Partners, LLC

4.7
33 Reviews

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 5 lawyers2 awards

  • A new approach to business advocacy.

  • Bankruptcy LawyersBanking Law, Creditors' Rights Law, and 3 more

Stephenie Biernacki Anthony
Bankruptcy Lawyer
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Andrew P. Trakas

  • 123 Ave. C, Southwest, Winter Haven, FL 33882-1151

Sharit, Bunn & Chilton, P.A.

  • 99 Sixth Street, S.W., Winter Haven, FL 33883-9498

Lawyers At This Firm

Cedric E. Lewis & Associates, P.A.

  • 332 3rd St. N.W., Winter Haven, FL 33881-4002

Pobjecky & Pobjecky, LLP

  • 786 Avenue C S.W., Winter Haven, FL 33880

Lawyers At This Firm

Higgins Law, LLC

  • 213 Avenue D, South West, Winter Haven, FL 33880

Allan L. Casey

  • 395 Avenue C, N.W., Winter Haven, FL 33881

Kurtz Law Group, P.A.

  • 6039 Cypress Gardens Boulevard, Suite 152, Winter Haven, FL 33884

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Additional Resources

Looking for Bankruptcy Lawyers in Winter Haven?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
87 %

86 Client Reviews

PEER REVIEWS
4.7

89 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What do I do with a credit card summons?

Charles Reiger Gallagher
Answered by attorney Charles Reiger Gallagher
Bankruptcy lawyer at Gallagher & Associates Law Firm, P.A.
You need to retain an attorney. You have been served with a lawsuit and must respond to the Complaint and/or appear at the hearing which is noted in the summons. What you say, or don't say, can be fatal at the hearing and it underscores the need for an attorney. For example saying that you agree you owe the money, but you just don't have it, will result in a swift judgment against you. Such statements amount to a waiver of your legal and factual defenses.
You need to retain an attorney. You have been served with a lawsuit and must respond to the Complaint and/or appear at the hearing which is noted in the summons. What you say, or don't say, can be fatal at the hearing and it underscores the need for an attorney. For example saying that you agree you owe the money, but you just don't have it, will result in a swift judgment against you. Such statements amount to a waiver of your legal and factual defenses.
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Can you keep your home but include an equity line of credit on your home in a bankruptcy?

John Schleiffarth
Answered by attorney John Schleiffarth
Bankruptcy lawyer at JCS Law
If you are filing a chapter 13 bankruptcy and the home is valued at less than the amount of the first mortgage, you can likely strip off the second mortgage and still keep your home. You should speak with an experienced bankruptcy attorney in central Florida. Initial consultations are usually free.
If you are filing a chapter 13 bankruptcy and the home is valued at less than the amount of the first mortgage, you can likely strip off the second mortgage and still keep your home. You should speak with an experienced bankruptcy attorney in central Florida. Initial consultations are usually free.
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What can we do about the second mortgage?

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Answered by attorney Edward M Olson (Unclaimed Profile)
Bankruptcy lawyer at Olson Law Firm
It is not clear what your situation may be. For example, if the mortgage and equity line were discharged in bankruptcy, then there is nothing more you need to do. The second mortgage holder became an unsecured creditor and was entitled to the same treatment as all other unsecured creditors.
It is not clear what your situation may be. For example, if the mortgage and equity line were discharged in bankruptcy, then there is nothing more you need to do. The second mortgage holder became an unsecured creditor and was entitled to the same treatment as all other unsecured creditors.
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