AV Preeminent Peer Rated Attorneys
Warren Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Warren Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Warren Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Herold Law, P.A.

4.5
20 Reviews
  • 25 Independence Boulevard, Warren, NJ 07059-6747

  • Law Firm with 14 lawyers2 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersEstate Planning, Wills, and 22 more

Frank T. Araps
Bankruptcy Lawyer
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  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 31 lawyers3 awards

  • A New Jersey Firm You Can Rely On For Over 13 Practice Areas That Include: Criminal Law, Family Law, Corporate and Business Law.

  • Bankruptcy LawyersArbitration, Mediation and Special Master, Business Law and Commercial Transactions, and 11 more

  • Free Consultation

  • Offers Video

Jennifer L. Young
Bankruptcy Lawyer
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  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 82 more

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Theodore Sliwinski

4.7
168 Reviews
  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 1 lawyer2 awards

  • Quality Legal Services At Affordable Rates

  • Bankruptcy LawyersFamily Law and Divorce, Adoption, and 38 more

Theodore Sliwinski
Bankruptcy Lawyer
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Simon Law Group, LLC

4.4
46 Reviews
  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 6 lawyers3 awards

  • New Jersey Family Law, Divorce and Criminal Lawyers

  • Bankruptcy LawyersDivorce and Custody Issues, Domestic Violence, and 11 more

  • Free Consultation

  • Offers Video

John Kelleher
Bankruptcy Lawyer
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Keaveney Legal Group

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  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 1 lawyer1 award

  • The Law Office of Michael P. Otto, LLC has been protecting the rights of individuals and families in Central and Northern New Jersey for 23 years.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 11, and 43 more

  • Free Consultation

  • Offers Video

Michael Otto
Bankruptcy Lawyer
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  • Serving Warren, NJ and Somerset County, New Jersey

  • Law Firm with 2 lawyers2 awards

  • Free Initial Consultation!

  • Bankruptcy LawyersBusiness Law, Collections, and 11 more

  • Free Consultation

Charles D. Whelan III, Esq.
Bankruptcy Lawyer
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  • 31A Mountain Blvd., Warren, NJ 07059-5645

  • 7 Mount Bethel Road, Warren, NJ 07059

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Looking for Bankruptcy Lawyers in Warren?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
74 %

171 Client Reviews

PEER REVIEWS
4.4

103 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

If I make a large deposit to bank after chapter 7 discharge, will it be garnished by my creditors?

Answered by attorney Marjorie A. Guymon
Bankruptcy lawyer at Goldsmith & Guymon, P.C.
The debt was discharged. You are free to deposit the funds into your account. If a creditor garnishes the funds then you have grounds to sue them for violating the permanent injunction. Hopefully, you listed the "asset" on your bankruptcy petition and the trustee closed your case without attempting to collect the loan from your friend. Otherwise, technically the money should be disclosed to the trustee in your case.
The debt was discharged. You are free to deposit the funds into your account. If a creditor garnishes the funds then you have grounds to sue them for violating the permanent injunction. Hopefully, you listed the "asset" on your bankruptcy petition and the trustee closed your case without attempting to collect the loan from your friend. Otherwise, technically the money should be disclosed to the trustee in your case.
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Can anything be done if the debtor files bankruptcy but the creditor was not notified?

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Answered by attorney Myron Wayne Tucker (Unclaimed Profile)
Bankruptcy lawyer at Orrock, Popka, Tucker Dolen
If the loan was secured by the business, you could take the business back at the appropriate time. If the business has no value, you are essentially an unsecured creditor. If there are NO assets in the bankruptcy estate, you have little chance of recovering even if you were not named as a creditor. The provision that the balance becomes immediately due is meaningless in a no asset bankruptcy case and may even be an unenforceable provision. Also, even if it became immediately due when the BK petition was filed it also became immediately uncollectable and most likely his obligation to pay will be discharged unless you can, through an adversary proceeding in bankruptcy, prove he entered into the contract fraudulently.
If the loan was secured by the business, you could take the business back at the appropriate time. If the business has no value, you are essentially an unsecured creditor. If there are NO assets in the bankruptcy estate, you have little chance of recovering even if you were not named as a creditor. The provision that the balance becomes immediately due is meaningless in a no asset bankruptcy case and may even be an unenforceable provision. Also, even if it became immediately due when the BK petition was filed it also became immediately uncollectable and most likely his obligation to pay will be discharged unless you can, through an adversary proceeding in bankruptcy, prove he entered into the contract fraudulently.
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Can anything be done if the debtor files bankruptcy but the creditor was not notified?

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Answered by attorney Jeffrey M. Cook (Unclaimed Profile)
Bankruptcy lawyer at J.M. Cook, P.A.
Anti-bankruptcy provisions, as stated above, are generally unenforceable with some very limited exceptions. However, if a party that doesn't have notice of a bankruptcy than their debt is not discharged. Of course, there is actual notice and proper notice. The fact that you know about the bankruptcy can constitute notice even if you didn't receive official notice from the Court. You need to find a creditor's bankruptcy attorney to protect your rights.
Anti-bankruptcy provisions, as stated above, are generally unenforceable with some very limited exceptions. However, if a party that doesn't have notice of a bankruptcy than their debt is not discharged. Of course, there is actual notice and proper notice. The fact that you know about the bankruptcy can constitute notice even if you didn't receive official notice from the Court. You need to find a creditor's bankruptcy attorney to protect your rights.
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