Toyah, TX Bankruptcy Law Firms & Lawyers

Your lawyer is not going to prosecute you for perjury.  He or she can help you prevent that type of problem from arising, however.  You need to disclose everything to your attorney.  That's why you hired them.  

It depends on the amount of your debt, but either chapter 13 or chapter 11. Chapter 13 if your non contingent, liquidated unsecured debt is less than $250,000.00 and your non contingent, liquidated debt secured debt is less than $750,000.00.

Provided you can afford to make the payments and your equity, assuming there is any, in the car fits into one or more of 3 possible exemptions (depending on other facts) you can continue to pay & keep. There may be options such as: redemption, reaffirmation and surrender. Which one makes sense will depend on other facts not disclosed. Please don't rely on answers here in making a decision whether to file for bankruptcy. Even with the information you provided there are other considerations such as income & living expenses, perhaps there are some other assets you haven't even thought as assets, how much in medical debt you have & whether there may be a way to settle the medical debt outside of bankruptcy, etc. and other things to think about in figuring out whether filing bankruptcy makes sense for you and what results you can expect.