Stephenson, MI Bankruptcy Law Firms & Lawyers

I do not understand the facts here which are critical. Are you actually the adoptive mother of this child, or is she a stepdaughter as child of your current husband prior to the commencement of your relationship or are you simply living together and consider her to have that relationship? Your facts state she actually stole your car in which case you should be covered by insurance, and she should be prosecuted do to the fact that there is been some very significant damages. That might potentially cause her to be sentenced as liable for restitution, in addition to her other punishments.

This is the first I have heard in 33 years of doing bankruptcy work of a demand for an 'expungement letter.' You might contact your Ch. 13 Trustee and request a letter stating that your case was dismissed after two weeks. If you do nothing, the item should be removed from your credit reports in ten years from the date you filed your petition.

You don't mention why the father thinks the car will be repossessed. Is it because he filed for bankruptcy? If her father filed bankruptcy, and he cosigned for the car, it is possible that they could try to repossess the vehicle even though the payments are current. That is because the lender could treat the father's bankruptcy as a default under the contract. However, most finance companies don't repossess the cars if they are current in payments. It really depends on all the facts. You and your daughter should contact a bankruptcy attorney to discuss the whole situation.