AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Roxbury Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Fellig Schwartz, LLC

4.9
27 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 2 lawyers2 awards

  • Fellig Schwartz offers "Big Firm Quality, Small Firm Dedication." We represent small to middle market businesses, high-level executives and professionals in all fields and... Read More

  • Bankruptcy LawyersAmericans with Disabilities Act, Breach of Contract, and 32 more

Audra Schwartz
Bankruptcy Lawyer
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Townsend, Tomaio, Newmark & Clancy, LLC

4.3
92 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 13 lawyers4 awards

  • Townsend, Tomaio & Newmark, L.L.C., is one of the largest family law practices in New Jersey. Our firm is equipped to handle small cases cost-effectively, but we have the resources... Read More

  • Bankruptcy LawyersDivorce, Division of Assets, and 109 more

  • Free Consultation

  • Offers Video

John Clancy
Bankruptcy Lawyer
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HOLLANDER, STRELZIK, PASCULLI, VANDENBERG, HONTZ & ASSOCIATES LLC

4.4
35 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 9 lawyers2 awards

  • Full service AV Rated law firm dedicated to providing effective and efficient services to all of Northwest New Jersey.

  • Bankruptcy LawyersAdministrative Law, Adoptions, and 103 more

William Hinkes
Retired Partner
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Dughi, Hewit & Domalewski, PC

4.7
94 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 31 lawyers3 awards

  • A New Jersey Firm You Can Rely On For Over 13 Practice Areas That Include: Criminal Law, Family Law, Corporate and Business Law.

  • Bankruptcy LawyersArbitration, Mediation and Special Master, Business Law and Commercial Transactions, and 11 more

  • Free Consultation

  • Offers Video

Jennifer L. Young
Bankruptcy Lawyer
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Brach Eichler LLC

4.6
121 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 101 lawyers2 awards

  • A multidisciplinary law firm with more than 55 years practicing law, we are ready to meet virtually any legal services need. Our attorneys are dedicated to delivering outstanding... Read More

  • Bankruptcy LawyersPersonal Injury, Labor and Employment, and 5 more

Carl Soranno
Bankruptcy Lawyer
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Keaveney Legal Group

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  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

Thomas Masciocchi
Bankruptcy Lawyer
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Dreifuss Bonacci & Parker, PC

5.0
5 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 7 lawyers2 awards

  • A Firm Dedicated to Serving the Needs of our Clients

  • Bankruptcy LawyersGeneral Practice, Trial Practice, and 11 more

Ronald I. Parker
Bankruptcy Lawyer
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E.A. Goodman Law, LLC

5.0
35 Reviews

  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 2 lawyers2 awards

  • Thoughtful & Compassionate Legal Guidance. Specializing in Estate Planning and Elder Law Matters.

  • Bankruptcy LawyersBusiness Succession Planning, Elder Law, and 6 more

Denise Hofbauer
Bankruptcy Lawyer
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Cadicina Law, LLC

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  • Serving Roxbury, NJ and Morris County, New Jersey

  • Law Firm with 6 lawyers1 award

  • The Experience and Commitment to Provide Superior Service--Serving Morris County and Surrounding areas--No Consultation Fee on New Divorce Cases.

  • Bankruptcy LawyersMatrimonial Law, Family Law, and 49 more

Thomas Grossi
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Roxbury?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
66 %

83 Client Reviews

PEER REVIEWS
4.7

232 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I exclude an unsecured loan from my petition?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Excluding a debt from a bankruptcy is a criminal offense and most of the time, doesn't work because the creditor finds out about your bankruptcy anyway. You have the right to repay any debt even if you have discharged it through bankruptcy. And you are NOT a criminal.
Excluding a debt from a bankruptcy is a criminal offense and most of the time, doesn't work because the creditor finds out about your bankruptcy anyway. You have the right to repay any debt even if you have discharged it through bankruptcy. And you are NOT a criminal.
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What would be the best bankruptcy to file if I have roughly $20,000 unsecured debt?

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Answered by attorney Theodore L. Araujo (Unclaimed Profile)
Bankruptcy lawyer at Theodore Lyons Araujo
Chapter 7 permits the debtor to get rid of all of their unsecured debt without having to make payments to that debt. It is not a good choice for people who are behind on their mortgage and want to save their house from foreclosure. It is an excellent choice if you want speed and simplicity. You must qualify for a 7. The tests are income versus ALLOWABLE expenses (term of art...need a lawyer) "liquidation" (do you have equity in property that is not protected by an exemption (law stuff again) and the "means test"...one of the stupidest things Congress has ever thought up (and I am a conservative Republican) which asks are you an above or below median (half above/half below) income household. Chapter 13 is a bankruptcy where you are required to make a monthly payment for 36 or up to 60 months. The basis of the payment is never unsecured debt. It is affected by the tests outlined above. Filing this bankruptcy will stop a foreclosure and allow you to repay the mortgage arrears at zero percent interest.
Chapter 7 permits the debtor to get rid of all of their unsecured debt without having to make payments to that debt. It is not a good choice for people who are behind on their mortgage and want to save their house from foreclosure. It is an excellent choice if you want speed and simplicity. You must qualify for a 7. The tests are income versus ALLOWABLE expenses (term of art...need a lawyer) "liquidation" (do you have equity in property that is not protected by an exemption (law stuff again) and the "means test"...one of the stupidest things Congress has ever thought up (and I am a conservative Republican) which asks are you an above or below median (half above/half below) income household. Chapter 13 is a bankruptcy where you are required to make a monthly payment for 36 or up to 60 months. The basis of the payment is never unsecured debt. It is affected by the tests outlined above. Filing this bankruptcy will stop a foreclosure and allow you to repay the mortgage arrears at zero percent interest.
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How can I get a conversion from a chapter 13 to a chapter 7 bankruptcy?

Charles J Schneider
Answered by attorney Charles J Schneider (Unclaimed Profile)
Bankruptcy lawyer at Charles J. Schneider, P.C.
You can always change your attorney whether in a chap. 7 or a chap. 13 so therefore you do not have to go with your current law firm. No as soon as you convert the Chapter 13 Trustee must close his case and not accept more payment from you and return any payments on hand that were not disbursed after the entry of the order of dismissal.
You can always change your attorney whether in a chap. 7 or a chap. 13 so therefore you do not have to go with your current law firm. No as soon as you convert the Chapter 13 Trustee must close his case and not accept more payment from you and return any payments on hand that were not disbursed after the entry of the order of dismissal.
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