Rollingwood, TX Bankruptcy Law Firms & Lawyers

If your husband is responsible for paying any of your debts, divorce won't make any difference to his responsibility to pay the creditors. However, any debt that is made in your name alone, other than medical debts, is your and yours alone, so if you filed bankruptcy, the creditors would not legally be able to seek payment from him.

It really depends upon the facts surrounding the dismissal. You are not eligible to re-file a bankruptcy case for 180 days if (1) the case was dismissed because you failed to abide by Bankruptcy Court Orders, or (2) you voluntarily dismissed the case following the filing of a motion for relief from the automatic stay. In most other circumstances you could re-file immediately, although you will have to jump through a few hoops to get the automatic stay extended beyond the 30 day period after the re-filing. This may or may not be a problem, depending upon the type of bankruptcy that you file and what you are hoping to achieve by such a filing.

Take the financial management class and apply to reopen your bankruptcy case in order to file the certificate showing that you completed the class. The fee to the court to reopen your case is $260 but this is one of those lessons you have had to learn the hard way.