AV Preeminent Peer Rated Attorneys
Rockwall County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Rockwall County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Rockwall County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 5368 State Highway 276 West, Royse City, TX 75189

  • Law Firm with 4 lawyers3 awards

  • For nearly 20 years, Vice Henley and Dilbeck, PLLC, has been proud to serve East Texans’ legal needs with professionalism and integrity. Our firm leverages our decades of... Read More

  • Bankruptcy LawyersPersonal Injury, Wills-Trusts-Probate, and 8 more

  • Free Consultation

Dale H. Henley
Bankruptcy Lawyer
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  • 25 Noble Court, Rockwall, TX 75032+1 location

  • Law Firm with 1 lawyer1 award

  • We'll help you find your way.

  • Bankruptcy LawyersCriminal Law, DWI, and 8 more

Jenny C. Parks
Bankruptcy Lawyer
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  • 422 E I-30, Ste. F, Royse City, TX 75189

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  • 105 W. Washington, Suite A, Rockwall, TX 75087

  • Rockwall, TX 75087

  • 1101 Ridge Road, Suite 103, Rockwall, TX 75087

  • 25 Noble Court, Heath, TX 75032

  • 2235 Ridge Rd., Ste. 105, Rockwall, TX 75087-5142

  • 701 Justin Road, Rockwall, TX 75087-4840

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Looking for Bankruptcy Lawyers in Rockwall Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
65 %

37 Client Reviews

PEER REVIEWS
4.4

22 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What actions can be taken against a co-signer on a car in Texas?

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Answered by attorney Eric Allen Maskell (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Eric A. Maskell
?1301 of the bankruptcy code generally prevents a creditor from going after a co-debtor/co-signer while the Chapter 13 is progressing. The lender can file a motion to lift the automatic stay and if granted then pursue their normal collection efforts. However, if the vehicle is being paid for through the plan then the odds are not very likely that the judge will grant the relief.
?1301 of the bankruptcy code generally prevents a creditor from going after a co-debtor/co-signer while the Chapter 13 is progressing. The lender can file a motion to lift the automatic stay and if granted then pursue their normal collection efforts. However, if the vehicle is being paid for through the plan then the odds are not very likely that the judge will grant the relief.
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If I filed chapter 7 on Dec 31 2016, do I need a defense for a motion for relief from automatic stay?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You should only respond to a motion to lift stay if you oppose it AND have a legal defense to the motion. Based on what you have posted, it sounds like you do not meet either criteria to pursue opposing the lift stay. But consult with your own attorney because it is unclear whether you have disclosed all the information needed to say for sure.
You should only respond to a motion to lift stay if you oppose it AND have a legal defense to the motion. Based on what you have posted, it sounds like you do not meet either criteria to pursue opposing the lift stay. But consult with your own attorney because it is unclear whether you have disclosed all the information needed to say for sure.
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Is there any possible way to keep a car when filing a chapter 7?

Answered by attorney Christopher J. Kane
Bankruptcy lawyer at Christopher J. Kane, P.C.
As long as you keep your payments current on the auto loan the lender cannot repossess it. The issue in bankruptcy will be whether you have any equity in the car, whether the car is worth more than you owe on the loan. You are entitled to a $3,000 "exemption" on the equity in the car. If you have less than $3,000 in equity, then the bankruptcy Trustee will not take an interest in the vehicle. If have more than $3,000 in equity (you have "non-exempt equity") than you can work a deal with the Trustee to pay the Trustee the amount of the non-exempt equity and keep the car.
As long as you keep your payments current on the auto loan the lender cannot repossess it. The issue in bankruptcy will be whether you have any equity in the car, whether the car is worth more than you owe on the loan. You are entitled to a $3,000 "exemption" on the equity in the car. If you have less than $3,000 in equity, then the bankruptcy Trustee will not take an interest in the vehicle. If have more than $3,000 in equity (you have "non-exempt equity") than you can work a deal with the Trustee to pay the Trustee the amount of the non-exempt equity and keep the car.
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