AV Preeminent Peer Rated Attorneys
Ringgold Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Ringgold Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Ringgold Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Ringgold, GA and Catoosa County, Georgia

  • Law Firm with 1 lawyer2 awards

  • Our only business is bankruptcy. Our small law firm has helped thousands of people, in a compassionate way, face their financial problems and resolve them under Chapter 13 and... Read More

  • Bankruptcy LawyersBankruptcy Law, Bankruptcy Chapter 7, and 1 more

  • Free Consultation

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R. Jeffrey "Jeff" Field
Bankruptcy Lawyer
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  • Serving Ringgold, GA

  • Law Firm with 23 lawyers2 awards

  • Large firm experience without the large firm prices.

  • Bankruptcy LawyersGeneral Practice, Trial Practice, and 18 more

  • 670 Lafayette Street, Ringgold, GA 30736-1619

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  • 7480 Nashville St., Ringgold, GA 30736

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Looking for Bankruptcy Lawyers in Ringgold?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
86 %

271 Client Reviews

PEER REVIEWS
4.1

106 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can a bankruptcy judge require bank to modify mortgage in a chapter 13?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
Bankruptcy will not modify a mortgage loan. However, arrears for payments, attorney fees and late fees can be paid in a chapter 13 plan.
Bankruptcy will not modify a mortgage loan. However, arrears for payments, attorney fees and late fees can be paid in a chapter 13 plan.

I filed in 2005 a Chapter 13, finished it in 2010 can I file a Chapter 7 now?

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Answered by attorney Kenneth Allen Parker (Unclaimed Profile)
Bankruptcy lawyer at Kenneth A. Parker, PC
In order to be eligible for a Chapter 7 Discharge, you will need to wait 8 years from the date you filed your Chapter 13 case. If you filed in 2005, you can file a Chapter 7 in 2013. It is date specific, so if you filed you Chapter 13 on February 12, 2005, then you will need to wait until February 13, 2013.
In order to be eligible for a Chapter 7 Discharge, you will need to wait 8 years from the date you filed your Chapter 13 case. If you filed in 2005, you can file a Chapter 7 in 2013. It is date specific, so if you filed you Chapter 13 on February 12, 2005, then you will need to wait until February 13, 2013.
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What can the creditors of unsecured credit cards do if I am unemployed?

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Answered by attorney David C. Ayer (Unclaimed Profile)
Bankruptcy lawyer at AyerHoffman, LLP
Your unsecured creditors may file suit against you for breach of contract, obtain a judgment, and seek to enforce that judgment. They may place liens on property you own. They may wait to enforce the judgment until you have income again, then seek a garnishment of your wages. Judgments in Massachusetts are valid for 20 years and can be renewed after that period has expired. Check to see if there is a homestead filed for your house which will protect the equity you have in it. If possible, contact your creditors and try to work out a payment plan. If this doesn't work, consider consulting a bankruptcy attorney. You cannot be put in jail for your debts, although it is possible to be arrested by a constable should you fail to show up for a court appearance in a supplementary process action (part of the judgment enforcement process) and it is possible to be held in contempt of court and jailed.
Your unsecured creditors may file suit against you for breach of contract, obtain a judgment, and seek to enforce that judgment. They may place liens on property you own. They may wait to enforce the judgment until you have income again, then seek a garnishment of your wages. Judgments in Massachusetts are valid for 20 years and can be renewed after that period has expired. Check to see if there is a homestead filed for your house which will protect the equity you have in it. If possible, contact your creditors and try to work out a payment plan. If this doesn't work, consider consulting a bankruptcy attorney. You cannot be put in jail for your debts, although it is possible to be arrested by a constable should you fail to show up for a court appearance in a supplementary process action (part of the judgment enforcement process) and it is possible to be held in contempt of court and jailed.
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