Rincon, GA Bankruptcy Law Firms & Lawyers

Judgment liens require a motion to avoid lien under section 522 (f) to be removed in a bankruptcy. Consult an attorney as to the procedure to do this.

Any sale or transfer of the car shortly before the filing of a bankruptcy would look like a fraudulent transfer. If she transfers the car to you, the chapter 7 trustee could sue you to set aside the transfer and get the car back. At the same time, the transfer of title to you would cause your mother to lose her exemption for the car. It would be better to list the car as an asset and exempt it if possible, or list the car in the debtor's statement of affairs as property held for another (you). Sincerely, Michael Berger Michael Jay Berger Certified Bankruptcy Law Specialist The State Bar of California Board of Legal Specialization

Is the person in Chapter 7 or 13? If a 7, you don't have to wait too long. If 13, it'll be awhile before discharge. Your finances and his (hers?) will be separate, especially if you keep your property, including your bank accounts, in your name alone.