AV Preeminent Peer Rated Attorneys
Refugio County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Refugio County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Refugio County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

The Werner Law Group

3.9
13 Reviews

  • Serving Refugio County, Texas

  • Law Firm with 2 lawyers2 awards

  • The Werner Law Group is a full-service law firm with a combined 70 years of legal experience. We specialize in civil appeals and have an aggressive family law and probate practice.... Read More

  • Bankruptcy LawyersFamily Law, Personal Injury, and 45 more

Charles Ferguson II
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Refugio Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

1 Client Review

PEER REVIEWS
4.1

4 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What is the name of the form to amend?

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Answered by attorney Margaret L. Evans (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Margaret L. Evans, PC
Question: What is the name of the form to amend? Question Detail: I filed for chapter 7 and after filing I received phone calls from creditors that were not on my credit. My case has not yet been discharged. I would like to know the name of the form I need to fill out so that I can do so. *- there are many different forms that you can amend; which form you need to amend depends on the status of the creditor (secured, unsecured priority creditor, unsecured non-priority creditor). filing PRO SE (representing yourself) is NOT a good idea; you are most likely missing out on some of the benefits of a Chapter 7 filing.
Question: What is the name of the form to amend? Question Detail: I filed for chapter 7 and after filing I received phone calls from creditors that were not on my credit. My case has not yet been discharged. I would like to know the name of the form I need to fill out so that I can do so. *- there are many different forms that you can amend; which form you need to amend depends on the status of the creditor (secured, unsecured priority creditor, unsecured non-priority creditor). filing PRO SE (representing yourself) is NOT a good idea; you are most likely missing out on some of the benefits of a Chapter 7 filing.
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Is there any way around this other than foreclosure?

Michael Avanesian
Answered by attorney Michael Avanesian (Unclaimed Profile)
Bankruptcy lawyer at JT Legal Group
You should not rely on my advice, it's only an opinion and if I had a chance to look into everything you've said my answer could change. Always get a lawyer to help is my motto because in hindsight, they are cheap! Any personal obligation you have on the property is wiped away, so you do not have to pay for any deficiency. Note, HOA fees are still owed by you until you have left the property AND title has changed. We have a company set up that we deed properties to but assuming you want something quick and cheap maybe you can find someone with bad credit who will gladly accept the property from you? Then deed it to them. You don't have any personal obligations on the house that's why you don't care about the benefits of a deed in lieu.
You should not rely on my advice, it's only an opinion and if I had a chance to look into everything you've said my answer could change. Always get a lawyer to help is my motto because in hindsight, they are cheap! Any personal obligation you have on the property is wiped away, so you do not have to pay for any deficiency. Note, HOA fees are still owed by you until you have left the property AND title has changed. We have a company set up that we deed properties to but assuming you want something quick and cheap maybe you can find someone with bad credit who will gladly accept the property from you? Then deed it to them. You don't have any personal obligations on the house that's why you don't care about the benefits of a deed in lieu.
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How many years until the bankruptcy will come off my record?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
The bankruptcy is noted on your credit report for 10 yrs for notice purposes. You will be granted credit right after your discharge and can rebuild your credit your first year, however, the notice will be there for 10 years from the date of filing.
The bankruptcy is noted on your credit report for 10 yrs for notice purposes. You will be granted credit right after your discharge and can rebuild your credit your first year, however, the notice will be there for 10 years from the date of filing.
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