Pt. Orange, FL Bankruptcy Law Firms & Lawyers

You are going to have to get in touch with your finance company. The creditors should not have accepted payments if the debts were unsecured credit card debts which were discharged. Or they should have refunded those to you. If these were secured debts, like for a car, you had to pay to keep your car. You could try 2 other options. One is suing the lawyer for malpractice and the second is to file a claim with the state bar. Problems like this is probably why he was disbarred.

I regret that your question lacks a sufficient amount of details to be able to properly advise you. Why was your 2008 bankruptcy dismissed? What kind of bankruptcy did you file in 2008? When you say you are struggling again, what do you mean? Who told you you can't file another bankruptcy until 2016? Details matter and I suspect that what you meant to say is that you filed a Chapter 7 bankruptcy in 2008 and received a discharge. A discharge means your bankruptcy was successfully completed, while a dismissal means that your bankruptcy was not successful - Big Difference. You may wish to consider pre-bankruptcy credit counseling to look at the reason you are having financial problems now. Bankruptcy cannot help you if the reason for your struggle is that you are living beyond your means or lack steady employment or other income.

Who are you? The Debtor always needs to attend the meeting. A creditor only needs to attend the meeting if it needs to ask pertinent questions of the debtor. For example if financing a vehicle, you may ask "is the vehicle insured?" You cannot ask "why aren't you paying me?" or "how could you do this to me?"