Pineview, GA Bankruptcy Law Firms & Lawyers

Not if your job doesn't allow calls. You can send them a certified letter telling them to stop calling. And remember that they have no power except to scare you. They can't arrest you, and they have to send it to a lawyer to sue you. Just laugh at them and hang up.

There isn''t a straight answer to that question. When you file the bankruptcy an automatic stay will go into place. This means the creditors cannot contact you or try to collect any debts (including taking the car). However, if you surrender the vehicle within the bankruptcy then the creditor will seek Relief from the Automatic Stay from the court. The court (because you agreed to give up the vehicle) will quickly grant the relief and the creditor will then have the ability to come and get the vehicle. That sounds like it happens pretty quickly. However, from our experience, it usually takes at least two weeks for all of that to happen. However, you can set something up with the creditor to actually turn the vehicle in sooner. We encourage our clients to immediately stop using the vehicle once they have filed the bankruptcy. Terry Duncan Bankruptcy Attorney in Charlotte, NC

Bankruptcy can help many people, but there are some debts which cannot be discharged in most bankruptcy cases like recent income taxes (very complicated to explain) and student loans (almost never discharged). Consult with a bankruptcy attorney for more information.