AV Preeminent Peer Rated Attorneys
Orla Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Orla Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Orla Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Bustos Law Firm, P.C.

4.3
42 Reviews

  • Serving Orla, TX and Reeves County, Texas

  • Law Firm with 6 lawyers2 awards

  • Professional, Ethical, Experienced

  • Bankruptcy LawyersCommercial Litigation Law Firm, Commercial Litigation Attorney, and 345 more

Fernando M. Bustos
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Orla?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
79 %

14 Client Reviews

PEER REVIEWS
4.1

24 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I file for a chapter 7 bankruptcy?

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Answered by attorney Marc S Stern (Unclaimed Profile)
Bankruptcy lawyer at The Law Office of Marc S. Stern
As a general rule, in the 9th Circuit, if it was a no asset case, the debt is still discharged. There are exceptions, however. The letter from you lawyer should be sufficient.
As a general rule, in the 9th Circuit, if it was a no asset case, the debt is still discharged. There are exceptions, however. The letter from you lawyer should be sufficient.
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What can I do if I file for a chapter 13 and can't afford to pay the house?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
You need to sit down with your attorney or a attorney to review the petition that was filed, the proofs of claims that have been filed and your current income to see if you can modify the plan payment. If this is not possible and you stop making your payments the mortgage company can file a Motion for Relief to get the house out of BK and foreclose on it. I would work on a game plan to keep you in the house as long as possible at this point. But it looks like retaining the home is not possible if you cannot afford the mortgage payments.
You need to sit down with your attorney or a attorney to review the petition that was filed, the proofs of claims that have been filed and your current income to see if you can modify the plan payment. If this is not possible and you stop making your payments the mortgage company can file a Motion for Relief to get the house out of BK and foreclose on it. I would work on a game plan to keep you in the house as long as possible at this point. But it looks like retaining the home is not possible if you cannot afford the mortgage payments.
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If bankruptcy didn't reaffirm my home, can I still walk away anytime?

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Answered by attorney Ronald K. Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
When you where discharged bank in 2009 without reaffirming your mortgage, you ceased to be personally liable on the mortgage. The mortgage remains as a lien on your house. So you can walk away without personal liability but the bank could take the house.
When you where discharged bank in 2009 without reaffirming your mortgage, you ceased to be personally liable on the mortgage. The mortgage remains as a lien on your house. So you can walk away without personal liability but the bank could take the house.
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