Okeechobee, FL Bankruptcy Law Firms & Lawyers

Without looking at your contract on your lease to buy and without knowing if you are trying to stay and just need to catch up on your payments, this is a difficult question to answer. If you want to break the contract and discharge the back rent due, you can do that during a bankruptcy, either 7 or 13. If you want to try to stay and catch up, you might be able to do such through a chapter 13. I say might because I would need to review your contract first. Contact a good bankruptcy attorney for a consult before proceeding.

The fact that the hospital bill is not shown on your credit report could have several explanations: it's too old, the hospital doesn't report to the credit reporting agencies any more, someone lost the file, etc. To be on the safe side, you should list the hospital in the bankruptcy, as well as all other real and potential or doubtful claims against you. You need to talk to an experienced bankruptcy attorney, the sooner the better. Most will give you an initial consultation for a small fee, or none at all.

Not entirely sure what you mean, but bankruptcy law requires every debtor to list all property they own. Just because the vehicle is in your name alone doesn't mean that your spouse couldn't claim an interest in it. If you divorced your husband, I bet you would claim that you had an ownership interest in his pension, which is in his name alone. What's sauce for the goose is sauce for the gander, as they said when I was little.