Oak Ridge, TX Bankruptcy Law Firms & Lawyers

Assuming you filed a Chapter 13 case (you don't disclose that information for some reason), if your case was dismissed, then your case is over and you did not receive a discharge of debts.  In order to receive a discharge you would need to file a new bankruptcy case. If it is within 14 days of the dismissal, you may be able to seek to have the court reconsider its dismissal by filing an appropriate motion.   You should have filed a motion to modify or suspend your plan payments when you fell behind on the payments. This is a classic example of why it is necessary to have an experienced bankruptcy attorney representing you and one of the many problems that can arise when you fail to do so.  You should consult with an attorney in your area immediately to see about what you can do from this point. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  

You should consult with a bankruptcy attorney about the specific facts of your situation to get the most accurate advice. Putting the car in your parents' name at any time close to filing your bankruptcy may raise a red flag. It will look like a preferential transfer which the trustee can reverse. It looks like an attempt to hide assets. Instead, depending on how much you owe on the car, its value, and the rest of your assets, the car may be exempted from your bankruptcy estate. In other words, it may be property which is not considered available for use to settle your debts and you won't have to worry about losing it. Again, the best way to determine how this should play out is to consult a bankruptcy attorney.