AV Preeminent Peer Rated Attorneys
Nobleton Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Nobleton Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Nobleton Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Nobleton, FL and Hernando County, Florida

  • Law Firm with 1 lawyer3 awards

  • Experienced Florida Law Firm. Providing Quality Legal & Mediation Services Across Florida Since 2010.

  • Bankruptcy LawyersReal Estate, Commercial Real Estate, and 28 more

David Befeler
Bankruptcy Lawyer
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  • Serving Nobleton, FL and Hernando County, Florida

  • Law Firm with 1 lawyer2 awards

  • Board Certified in Matrimonial and Family Law, Supreme Court Certified Family Law Mediator. We can help call 727-939-6311 to schedule consultation.

  • Bankruptcy LawyersCollaborative Family Practice, Family Law, and 35 more

Linda Irene Braithwaite
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Nobleton?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
78 %

31 Client Reviews

PEER REVIEWS
4.8

13 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What is the Status of Mortgage after Bankruptcy?

John A Moffa
Answered by attorney John A Moffa (Unclaimed Profile)
Bankruptcy lawyer at Moffa & Breuer, PLLC
The answer is that the note and mortgage still govern the transaction. All that has changed is that the lender can only look to the property for payment, not to discharged debtors. So the lender can still raise or lower the payments, pursuant to the Note and foreclose if the terms of the agreement are not complied with. You are correct that your personal obligation to pay has been discharged. You can certainly sell the property and payoff the balance of the mortgage, but I would only recommend this if you are going to get money from the sale. Why try to short-sell a property that will inconvenience you by showing it when it does NOT affect your credit rating and does NOT get you any money. Banks seem leery to refinance these properties, but why a NEW lender wouldnt give you a mortgage if all other criteria is met, is a mystery to me.
The answer is that the note and mortgage still govern the transaction. All that has changed is that the lender can only look to the property for payment, not to discharged debtors. So the lender can still raise or lower the payments, pursuant to the Note and foreclose if the terms of the agreement are not complied with. You are correct that your personal obligation to pay has been discharged. You can certainly sell the property and payoff the balance of the mortgage, but I would only recommend this if you are going to get money from the sale. Why try to short-sell a property that will inconvenience you by showing it when it does NOT affect your credit rating and does NOT get you any money. Banks seem leery to refinance these properties, but why a NEW lender wouldnt give you a mortgage if all other criteria is met, is a mystery to me.
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I filed a chapter 7 and I am overexempt by 7,000 on my car. can I apply the fl wildcard exemption of 4,000 to lower the value of my car ?

Answered by attorney Richard A. Heller
Bankruptcy lawyer at Richard A. Heller, P.A.
If you do not have, or are not claiming a homestead (exempting your primary residence), then you can apply the wild card exemption.  You can also use your $1,000.00 exemption under Article X, Section 4 of the Constitution.
If you do not have, or are not claiming a homestead (exempting your primary residence), then you can apply the wild card exemption.  You can also use your $1,000.00 exemption under Article X, Section 4 of the Constitution.
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Can I file for bankruptcy after our divorce? How?

default-avatar
Answered by attorney Helene Ellenbogen (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Helene Ellenbogen P.S.
If the bankruptcy was granted 5 years ago, you can't file again until 7 years have gone by since the last one. If it was not granted, you can file.
If the bankruptcy was granted 5 years ago, you can't file again until 7 years have gone by since the last one. If it was not granted, you can file.