Murphy, TX Bankruptcy Law Firms & Lawyers

To have the bankruptcy information removed from your credit report, you need to submit a dispute to the credit bureaus who are currently reporting that information. The dismissal paperwork that you should have received from the court and/or your bankruptcy attorney will serve as proof that you in fact did not receive a bankruptcy discharge and simply filed a petition for bankruptcy protection that was later dismissed. Your written disputes should be sumitted to the credit bureaus at the addresses found on their websites (they generally have a contact us tab on their websites). They will have 30 days to investigate your claim and update the information, so the change to your credit information may not happen over night, so the sooner you get this information corrected, the better. 

Bankruptcy costs are relative to the time the attorney believes it will take to complete the file. The level of debt is relevant, as are the assets. One of the other factors is income and how it's earned. Self-employment can be time consuming to present to the court. The most simple bankruptcies are where the parties are traditionally employed and the debts are credit cards or medical. Those are less expensive.