Mt. Sylvan, TX Bankruptcy Law Firms & Lawyers

The best practice is to be pro-active with the trustee and Court/judge assigned to your case. Use the telephone and make the trustee and Court aware of illnesses, each will generally be compassionate and set a date for continued hearing(s) in your case, or even that your appearance is excused, if appropriate. It is important the petitioner seek competent counsel in the petitioner jurisdiction to determine qualifications and rights under Title 11 of the United States Code.

It depends on what Chapter you filed under before and what Chapter you want to file now. It goes from the date you filed the last case to the date you file the next case.

Unfortunately you cannot get the bankruptcy information off of your credit report and it will be there for 10 years. After you finished your bankruptcy your attorney (if you had one) should've informed you of how to rebuild your credit. Most mortgage companies these days are willing to work with people on new mortgages 2-3 years after bankruptcy. It sounds like you want to get an unsecured loan to get the property, however, maybe you'll have a better chance at a mortgage as it'll be secured by the new home. I would have an attorney that handles bankruptcy and credit repair to review your credit report and see how they can help you rebuild your credit or get new loans.