AV Preeminent Peer Rated Attorneys
Middlesex County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
Practice Area
Reviews
More Filters
Sort by
Language
Years Established
AV Preeminent Peer Rated Attorneys
Middlesex County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Middlesex County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Rubin, Kaplan & Associates A Professional Corporation

4.8
1 Review

  • 200 Centennial Avenue, Suite 110, Piscataway, NJ 08854-3950

  • Law Firm with 5 lawyers1 award

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersCorporate Law, Business Law, and 11 more

Shirley Yu
Legal Support
Compare with other firms

Law Office of Michael P. Otto, LLC

4.3
13 Reviews

  • 1030 Stelton Road, Suite 102, Piscataway, NJ 8854

  • Law Firm with 1 lawyer1 award

  • The Law Office of Michael P. Otto, LLC has been protecting the rights of individuals and families in Central and Northern New Jersey for 23 years.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 11, and 43 more

  • Free Consultation

  • Offers Video

Michael Otto
Bankruptcy Lawyer
Compare with other firms

Garces, Grabler & LeBrocq, P.C.

Reviews not shown

  • 502 Amboy Avenue, Perth Amboy, NJ 08861+10 locations

  • Law Firm with 9 lawyers1 award

  • At Garces, Grabler & LeBrocq, P.C., we are big enough to win and small enough to care. With 6 fully staffed offices and a multi-lingual staff, we personally and effectively serve... Read More

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents, and 118 more

  • Free Consultation

  • Offers Video

William J. Garces
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT

The Law Office of Aniello D. Cerreto, Esq.

4.5
25 Reviews

  • 317 George Street - 3rd Floor, New Brunswick, NJ 08901+2 locations

  • Law Firm with 1 lawyer3 awards

  • Since 1992, Mr. Cerreto has personally assisted over 11,750 people in their family law matters! We have a sterling reputation in the New Jersey court system for high ethics,... Read More

  • Bankruptcy LawyersDivorce and Family, Wills, and 3 more

Aniello D. Cerreto Esq.
Bankruptcy Lawyer
Compare with other firms

Velasco Law Office

2.9
3 Reviews

  • 1870 Route 27, Suite 202, Edison, NJ 08817

  • Law Firm with 1 lawyer1 award

  • At Velasco Law Office, Attorney Juan C. Velasco is dedicated to providing effective and compassionate legal services to the people of New Jersey. With over 30 years of experience,... Read More

  • Bankruptcy LawyersBankruptcy Law, Bankruptcy Chapter 7, and 14 more

  • Free Consultation

  • Offers Video

Juan Velasco
Bankruptcy Lawyer
Compare with other firms

Lombardi & Lombardi, P.A.

4.0
12 Reviews

  • 10 Parsonage Road, Edison, NJ 08837+2 locations

  • Law Firm with 10 lawyers2 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersPersonal Injury, Plaintiffs Personal Injury, and 20 more

Paul R. Garelick
Member
Compare with other firms

Keaveney Legal Group

Reviews not shown

  • 197 State Route 18 South, Suite 3000 South Wing, East Brunswick, NJ 08816+13 locations

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 33 more

  • Free Consultation

Christopher Cassie
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Garces, Grabler & LeBrocq, P.C.

Reviews not shown

  • 235 Livingston Avenue, New Brunswick, NJ 08901+10 locations

  • Law Firm with 9 lawyers1 award

  • At Garces, Grabler & LeBrocq, P.C., we are big enough to win and small enough to care. With 6 fully staffed offices and a multi-lingual staff, we personally and effectively serve... Read More

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents, and 118 more

  • Free Consultation

  • Offers Video

William Garces Esq.
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Cosner Law Group

Reviews not shown

  • 197 Highway 18 South, Suite 104, East Brunswick, NJ 08816

  • Law Firm with 2 lawyers1 award

  • Our firm has provided legal services in Central New Jersey for over 30 years. We are dedicated to providing our clients with high quality representation at a reasonable cost.

  • Bankruptcy LawyersFamily Law, Divorce, and 120 more

  • Free Consultation

Staci A. Cosner
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Gillman, Bruton & Capone, LLC

4.6
54 Reviews

  • 770 Amboy Avenue, Edison, NJ 08837+1 location

  • Law Firm with 3 lawyers3 awards

  • Established in 1981, We Are Expert New Jersey Bankruptcy, Foreclosure Defense & Mortgage Modification Lawyers Who Represent Individual & Small Business Debtors. Contact Us for a... Read More

  • Bankruptcy LawyersPersonal Bankruptcy, Business Bankruptcy, and 12 more

  • Free Consultation

  • Offers Video

Justin Gillman Esq.
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Theodore Sliwinski

4.7
168 Reviews

  • 45 River Road, East Brunswick, NJ 08816

  • Law Firm with 1 lawyer2 awards

  • Quality Legal Services At Affordable Rates

  • Bankruptcy LawyersFamily Law and Divorce, Adoption, and 38 more

Theodore Sliwinski
Bankruptcy Lawyer
Compare with other firms

Law Office of Jace C. McColley, LLC

5.0
39 Reviews

  • 266 Lake Ave., Metuchen, NJ 08840

  • Law Firm with 1 lawyer1 award

  • A law firm practicing bankruptcy law.

Jace Mc Colley
Bankruptcy Lawyer
Compare with other firms

Lucid Law

4.9
41 Reviews

  • 510 Thornall Street, Suite 270, Edison, NJ 08837+3 locations

  • Law Firm with 1 lawyer3 awards

  • Lucid Law is a New Jersey-based law firm dedicated to providing compassionate and personalized bankruptcy representation. Led by Karina Pia Lucid, the firm assists individuals and... Read More

  • Bankruptcy LawyersStudent Loan Debt, Credit Card Debt, and 7 more

  • Free Consultation

Karina Lucid Esq.
Bankruptcy Lawyer
Compare with other firms

Hoagland, Longo, Moran, Dunst & Doukas

4.6
240 Reviews

  • 40 Paterson Street, New Brunswick, NJ 08903+5 locations

  • Law Firm with 61 lawyers3 awards

  • Hoagland, Longo, Moran, Dunst & Doukas is celebrating 40 years of service. Such a milestone can be attributed to their team of high caliber attorneys and culture of cultivating... Read More

  • Bankruptcy LawyersGeneral Practice, Appellate Practice, and 35 more

Andrew Kessler
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Dughi, Hewit & Domalewski, PC

4.7
94 Reviews

  • Serving Middlesex County, New Jersey

  • Law Firm with 31 lawyers3 awards

  • A New Jersey Firm You Can Rely On For Over 13 Practice Areas That Include: Criminal Law, Family Law, Corporate and Business Law.

  • Bankruptcy LawyersArbitration, Mediation and Special Master, Business Law and Commercial Transactions, and 11 more

  • Free Consultation

  • Offers Video

Jennifer L. Young
Bankruptcy Lawyer
Compare with other firms

Cosner Law Group

Reviews not shown

  • Serving Middlesex County, New Jersey

  • Law Firm with 2 lawyers1 award

  • Our firm has provided legal services in Central New Jersey for over 30 years. We are dedicated to providing our clients with high quality representation at a reasonable cost.

  • Bankruptcy LawyersFamily Law, Divorce, and 120 more

  • Free Consultation

Staci A. Cosner
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Keaveney Legal Group

Reviews not shown

  • Serving Middlesex County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

Warren Levy
Bankruptcy Lawyer
Other Lawyers At This Firm
Compare with other firms

Law Office of Michael P. Otto, LLC

4.3
13 Reviews

  • Serving Middlesex County, New Jersey

  • Law Firm with 1 lawyer1 award

  • The Law Office of Michael P. Otto, LLC has been protecting the rights of individuals and families in Central and Northern New Jersey for 23 years.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 11, and 43 more

  • Free Consultation

  • Offers Video

Michael Otto
Bankruptcy Lawyer
Compare with other firms

Rubin, Kaplan & Associates A Professional Corporation

4.8
1 Review

  • Serving Middlesex County, New Jersey

  • Law Firm with 5 lawyers1 award

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersCorporate Law, Business Law, and 11 more

Shirley Yu
Legal Support
Compare with other firms

McOmber McOmber & Luber, P.C.

5.0
228 Reviews

  • Serving Middlesex County, New Jersey

  • Law Firm with 27 lawyers3 awards

  • Providing clients with distinguished experience and dedicated service since 1974

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 115 more

  • Free Consultation

  • Offers Video

Austin Tobin
Bankruptcy Lawyer
Compare with other firms

Martin A. Spigner

5.0
15 Reviews

  • 68 S. Main St., Cranbury, NJ 08512

  • Law Firm with 1 lawyer1 award

  • A law firm practicing bankruptcy law.

Martin Spigner
Bankruptcy Lawyer
Compare with other firms

Cipriani & Werner P.C.

4.5
260 Reviews

  • 485 Route 1 South Bldg. E 120, Iselin, NJ 08830+18 locations

  • Law Firm with 164 lawyers2 awards

  • Cipriani & Werner, PC is a mid-Atlantic litigation law firm that is well established in the defense of businesses and insurers in the areas of premises, transportation,... Read More

  • Bankruptcy LawyersCommercial Litigation, Construction, and 17 more

Myles Wren
Bankruptcy Lawyer
Compare with other firms

Johnson Legal PC

  • 485C US Highway 1 South, Suite 100, Iselin, NJ 08830

Spevack Law Firm

  • 525 Green St., Iselin, NJ 08830

Lawyers At This Firm

James F. Clarkin III

  • 1100 Centennial Ave., Ste. 203, Piscataway, NJ 08854-4152

Baer, Arbeiter, Ploshnick, Tanenbaum & Weiss LLC

  • 344 Main Street, Metuchen, NJ 08840

Lawyers At This Firm

Dollinger & Dollinger A Professional Corporation

  • Woodbridge, NJ 07095-0988

Lawyers At This Firm

Samuel H. Davis

  • F-3 Brier Hill Ct., East Brunswick, NJ 08816

Ellis Law

  • Turnpike Plaza, 197 Route 18, East Brunswick, NJ 08816

Lawyers At This Firm

Mayo & Russ, P.A.

  • 743 Highway 18, East Brunswick, NJ 08816

Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Middlesex Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
72 %

622 Client Reviews

PEER REVIEWS
4.4

1286 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can be done on a motion to abandon real estate property?

Jeremy B Shephard
Answered by attorney Jeremy B Shephard (Unclaimed Profile)
Bankruptcy lawyer at David Andersen & Associates, PC
You can file a motion to abandon but the trustee will probably object to it. You also would have to pay a fee for the motion to abandon. If the trustee can't sell the house then he/she will abandon on their own.
You can file a motion to abandon but the trustee will probably object to it. You also would have to pay a fee for the motion to abandon. If the trustee can't sell the house then he/she will abandon on their own.
Read More Read Less

Can I convert my chapter 13 which hasn't been confirmed yet to Chapter 7 if I filled chapter 7 in Dec 2007?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
No, you are not eligible to be in Chapter 7 until at least 8 years have elapsed since you filed your prior bankruptcy.
No, you are not eligible to be in Chapter 7 until at least 8 years have elapsed since you filed your prior bankruptcy.

CAn HOA fees be discharged through bankruptcy?

default-avatar
Answered by attorney Tony E. Carballo (Unclaimed Profile)
Bankruptcy lawyer at Carballo Law Offices
Based on what you are saying it sounds like the H.O. Association sued you, filed a lis pendens (which means there is a pending lawsuit involving the property), obtained a judgment against you and probably filed an Abstract of Judgment. An Abstract of Judgment creates a lien on all the property you own in the County where it was filed, including the property on which you owe the H.O. fees, for the amount of the judgment. You can file a Chapter 7 case and surrender the property on which you owe the H.O. fees. Your personal liability for H.O.'s judgment and any additional H.O. Association fees before you file the Chapter 7 bankruptcy case would be discharged. Therefore, the judgment would have no value and would be unenforceable since nothing would be owed after you the get the discharge. If an Abtract of Judgment was filed then you might have to file a motion in the bankruptcy case to avoid the lien created by the Abstract of Judgment because the Abstract of Judgment might cause you problems in the future if you ever buy another property although your personal liability for the judgment debt was discharged in your bankruptcy case. You need to discuss with a bankruptcy attorney if it is worth it in your situation to file the motion to avoid the lien created by the Abstract of Judgment. If you remain in possession of the property subject to the H.O. Association fees after filing for bankruptcy and surrendering that property in the bankruptcy petition you might be liable for H.O. fees after the bankruptcy filing date. That is an issue that is not legally clear. I believe that if you surrender the property in the bankruptcy case you would not be liable for post-filing H.O. fees even if you stay in the property but other bankruptcy lawyers may have a different opinion. The courts have decided that issue in different ways. In any case, it very likely that the H.O. Association would be paid in full by the bank before it forecloses since the lien of the H.O. Association for its fees is superior to the lien of the bank for the mortgage. In order for the bank to sell the property at the trustee's sale the amount owed to the H.O. Association lien will have to be paid. A buyer at a trustee's sale would want to obtain title to the property free of the H.O. Association lien. Therefore, generally the bank foreclosing on its mortgage pays all liens superior to its mortgage before the trustee's sale, including the liens for H.O. Association fees and unpaid property taxes. I have seen cases where the H.O. Association has been paid in full by the bank before a foreclosure and then continued to collect on the judgment against the homeowner who does not know that the bank already paid the entire debt. What happens is that the H.O. Association "forgets" to tell the collection company that they got paid in full.
Based on what you are saying it sounds like the H.O. Association sued you, filed a lis pendens (which means there is a pending lawsuit involving the property), obtained a judgment against you and probably filed an Abstract of Judgment. An Abstract of Judgment creates a lien on all the property you own in the County where it was filed, including the property on which you owe the H.O. fees, for the amount of the judgment. You can file a Chapter 7 case and surrender the property on which you owe the H.O. fees. Your personal liability for H.O.'s judgment and any additional H.O. Association fees before you file the Chapter 7 bankruptcy case would be discharged. Therefore, the judgment would have no value and would be unenforceable since nothing would be owed after you the get the discharge. If an Abtract of Judgment was filed then you might have to file a motion in the bankruptcy case to avoid the lien created by the Abstract of Judgment because the Abstract of Judgment might cause you problems in the future if you ever buy another property although your personal liability for the judgment debt was discharged in your bankruptcy case. You need to discuss with a bankruptcy attorney if it is worth it in your situation to file the motion to avoid the lien created by the Abstract of Judgment. If you remain in possession of the property subject to the H.O. Association fees after filing for bankruptcy and surrendering that property in the bankruptcy petition you might be liable for H.O. fees after the bankruptcy filing date. That is an issue that is not legally clear. I believe that if you surrender the property in the bankruptcy case you would not be liable for post-filing H.O. fees even if you stay in the property but other bankruptcy lawyers may have a different opinion. The courts have decided that issue in different ways. In any case, it very likely that the H.O. Association would be paid in full by the bank before it forecloses since the lien of the H.O. Association for its fees is superior to the lien of the bank for the mortgage. In order for the bank to sell the property at the trustee's sale the amount owed to the H.O. Association lien will have to be paid. A buyer at a trustee's sale would want to obtain title to the property free of the H.O. Association lien. Therefore, generally the bank foreclosing on its mortgage pays all liens superior to its mortgage before the trustee's sale, including the liens for H.O. Association fees and unpaid property taxes. I have seen cases where the H.O. Association has been paid in full by the bank before a foreclosure and then continued to collect on the judgment against the homeowner who does not know that the bank already paid the entire debt. What happens is that the H.O. Association "forgets" to tell the collection company that they got paid in full.
Read More Read Less