Mertzon, TX Bankruptcy Law Firms & Lawyers

If the time for doing so has not already expired, you could file an appeal in the lawsuit where the judgment was rendered. You would need to assert some reason why it's wrong and point out what mistake the trial court made. If the time already has run out or if the trial court did not make some particular mistake, then I don't see any way for you to dispute the judgment at this point. You also asked whether a bankruptcy can get rid of the judgment. The answer is yes, a bankruptcy could wipe it out (which is different than disputing it).

A spouse may file bankruptcy separately from her spouse. However, separate-filing is a yellow wet-floor-sign: it's slippery when wet. A waiver may be necessary and debtors often fail to appreciate that the nonfiling spouse's assets and income are integral to the filing spouse's bankruptcy. The decision whether to file jointly or not is not straightforward; you should both consult with counsel. Don't let the national credit-score-obsession strictly dictate your moves.

It depends on the exemptions in the state where you live, assuming you live in a state where they allow you to use the state exemptions. Please understand that bankruptcy is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step.