AV Preeminent Peer Rated Attorneys
Manassa Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Manassa Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Manassa Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Benjamin F. Gibbons, P.C.

  • 800 First Ave., Monte Vista, CO 81144

Felix D. Valdez

  • 500 Main St., La Jara, CO 81140

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Looking for Bankruptcy Lawyers in Manassa?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

 

PEER REVIEWS
4.4

5 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I file Chapter 7 bankruptcy after filing Chapter 13 bankruptcy?

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Answered by attorney Philip Rory Boardman (Unclaimed Profile)
Bankruptcy lawyer at Haven Law Group, P.C.
A debtor may file a Chapter 7 after they have filed a Chapter 13, provided that they meet the time requirement between the case filings. This time period varies depending on how the case is ended. The debtor will also have to meet the income requirments for their household. When making this decision you should consult an attorney for a personal consultation as the factors that control whether you can file a Chapter 7 case in this way can vary greatly. But it is possible to seek Chapter 7 relief even after filing a Chapter 13 bankruptcy Case.
A debtor may file a Chapter 7 after they have filed a Chapter 13, provided that they meet the time requirement between the case filings. This time period varies depending on how the case is ended. The debtor will also have to meet the income requirments for their household. When making this decision you should consult an attorney for a personal consultation as the factors that control whether you can file a Chapter 7 case in this way can vary greatly. But it is possible to seek Chapter 7 relief even after filing a Chapter 13 bankruptcy Case.
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What happens if I cannot afford to file for a chapter 13 bankruptcy?

Jennifer Jakob-Barnes
Answered by attorney Jennifer Jakob-Barnes (Unclaimed Profile)
Bankruptcy lawyer at Jakob-Barnes Law Firm, LLC
If you cannot afford the Chapter 13 payment you cannot move forward with the Chapter 13 plan. You may be able to convert to a Chapter 7 bankruptcy and get a discharge from your unsecured debt. If you cannot afford it base on the property you are trying to keep, you may be able to surrender some property and get a lower payment.
If you cannot afford the Chapter 13 payment you cannot move forward with the Chapter 13 plan. You may be able to convert to a Chapter 7 bankruptcy and get a discharge from your unsecured debt. If you cannot afford it base on the property you are trying to keep, you may be able to surrender some property and get a lower payment.
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Do we have to wait another 2 years for an FHA loan and does reopening the case make it another 10 years on credit report?

Sally J Elkington
Answered by attorney Sally J Elkington (Unclaimed Profile)
Bankruptcy lawyer at Elkington Law
I really don't see why you need to open your bankruptcy case again. Bankruptcy is not determinative regarding title or ownership. You need to hire a good real estate attorney who can get title into your name only. Sometimes this can be done without a court action. Get some advice from a real estate attorney.
I really don't see why you need to open your bankruptcy case again. Bankruptcy is not determinative regarding title or ownership. You need to hire a good real estate attorney who can get title into your name only. Sometimes this can be done without a court action. Get some advice from a real estate attorney.
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