AV Preeminent Peer Rated Attorneys
Levelland Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Levelland Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Levelland Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 516 Ave H, Levelland, TX 79336

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Looking for Bankruptcy Lawyers in Levelland?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it too early to refinance or do we have to wait for the 10 year period?

Peter Maurice Lively
Answered by attorney Peter Maurice Lively (Unclaimed Profile)
Bankruptcy lawyer at The Law Offices of Peter M. Lively
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
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If my bankruptcy case says dismissed post confermation in my status box when checking it online. i only owe 2340 to finish plan. i got behind and m

Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
Assuming you filed a Chapter 13 case (you don't disclose that information for some reason), if your case was dismissed, then your case is over and you did not receive a discharge of debts.  In order to receive a discharge you would need to file a new bankruptcy case. If it is within 14 days of the dismissal, you may be able to seek to have the court reconsider its dismissal by filing an appropriate motion.   You should have filed a motion to modify or suspend your plan payments when you fell behind on the payments. This is a classic example of why it is necessary to have an experienced bankruptcy attorney representing you and one of the many problems that can arise when you fail to do so.  You should consult with an attorney in your area immediately to see about what you can do from this point. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
Assuming you filed a Chapter 13 case (you don't disclose that information for some reason), if your case was dismissed, then your case is over and you did not receive a discharge of debts.  In order to receive a discharge you would need to file a new bankruptcy case. If it is within 14 days of the dismissal, you may be able to seek to have the court reconsider its dismissal by filing an appropriate motion.   You should have filed a motion to modify or suspend your plan payments when you fell behind on the payments. This is a classic example of why it is necessary to have an experienced bankruptcy attorney representing you and one of the many problems that can arise when you fail to do so.  You should consult with an attorney in your area immediately to see about what you can do from this point. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  
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How do I get a bankruptcy off of my credit report?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
Unfortunately you cannot get the bankruptcy information off of your credit report and it will be there for 10 years. After you finished your bankruptcy your attorney (if you had one) should've informed you of how to rebuild your credit. Most mortgage companies these days are willing to work with people on new mortgages 2-3 years after bankruptcy. It sounds like you want to get an unsecured loan to get the property, however, maybe you'll have a better chance at a mortgage as it'll be secured by the new home. I would have an attorney that handles bankruptcy and credit repair to review your credit report and see how they can help you rebuild your credit or get new loans.
Unfortunately you cannot get the bankruptcy information off of your credit report and it will be there for 10 years. After you finished your bankruptcy your attorney (if you had one) should've informed you of how to rebuild your credit. Most mortgage companies these days are willing to work with people on new mortgages 2-3 years after bankruptcy. It sounds like you want to get an unsecured loan to get the property, however, maybe you'll have a better chance at a mortgage as it'll be secured by the new home. I would have an attorney that handles bankruptcy and credit repair to review your credit report and see how they can help you rebuild your credit or get new loans.
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