AV Preeminent Peer Rated Attorneys
La Junta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
La Junta Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
La Junta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

S. Ford Andersen

  • 208 Main St., Ordway, CO 81063

Daniel R. Hyatt

  • P.O. Box 471, Rocky Ford, CO 81067

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Looking for Bankruptcy Lawyers in La Junta?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do I need to wait for my reaffirmation papers to come back before I file my bankruptcy papers or can I send it later?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You can't expect a bank to reaffirm a debt until after you file bankruptcy. Furthermore, it is almost always a bad idea to reaffirm a mortgage, so much so that many judges won't approve these agreements no matter what. You seem to be making some assumptions that are not correct & may want to reconsider your decision to proceed without legal representation.
You can't expect a bank to reaffirm a debt until after you file bankruptcy. Furthermore, it is almost always a bad idea to reaffirm a mortgage, so much so that many judges won't approve these agreements no matter what. You seem to be making some assumptions that are not correct & may want to reconsider your decision to proceed without legal representation.
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If I filed a chapter 7 bankruptcy in 2006, can I now file a chapter 13?

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Answered by attorney Tony E. Carballo (Unclaimed Profile)
Bankruptcy lawyer at Carballo Law Offices
Yes.... You can file a Chapter 13 case and are eligible to obtain a Chapter 13 discharge if the Chapter 7 was filed over 4 years before.
Yes.... You can file a Chapter 13 case and are eligible to obtain a Chapter 13 discharge if the Chapter 7 was filed over 4 years before.

Can I file bankruptcy again to stop foreclosure if I already have filed twice and both were dismissed?

Giovanni Orantes
Answered by attorney Giovanni Orantes (Unclaimed Profile)
Bankruptcy lawyer at Orantes Law Firm
It depends on how and why and, more importantly, when your previous cases were dismissed. Importantly, if both of your cases were still pending (that is, not yet closed) within the last 12 months, a third bankruptcy filing will not invoke that automatic stay, which is what stops foreclosures. If only one of the two was still pending in the last 12 months, then your new petition would enjoy the stay for only 30 days and you can get that extended only with a motion heard within those 30 days (which requires filing the motion well in advance). Now, even if this is your third filing in the last 12 month period, if your financial situation is different now and you file the petition sufficiently in advance of the foreclosure sale date, you may be able to file a motion to impose the stay. Ultimately you need to consult experienced bankruptcy counsel to go over all of the foregoing as well as what you can accomplish in your new case. Following through on a 13 or 11 may give you what you need.
It depends on how and why and, more importantly, when your previous cases were dismissed. Importantly, if both of your cases were still pending (that is, not yet closed) within the last 12 months, a third bankruptcy filing will not invoke that automatic stay, which is what stops foreclosures. If only one of the two was still pending in the last 12 months, then your new petition would enjoy the stay for only 30 days and you can get that extended only with a motion heard within those 30 days (which requires filing the motion well in advance). Now, even if this is your third filing in the last 12 month period, if your financial situation is different now and you file the petition sufficiently in advance of the foreclosure sale date, you may be able to file a motion to impose the stay. Ultimately you need to consult experienced bankruptcy counsel to go over all of the foregoing as well as what you can accomplish in your new case. Following through on a 13 or 11 may give you what you need.
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