AV Preeminent Peer Rated Attorneys
Keene Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Keene Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Keene Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Michael R. Kurmes Attorney at Law, PLLC

5.0
75 Reviews

  • Serving Keene, TX and Johnson County, Texas

  • Law Firm with 2 lawyers2 awards

  • Trust Your Legal Need To A Local Firm With The Right Experience! Call Today to Schedule Your Initial Consultation!

  • Bankruptcy LawyersFamily Law, Criminal Law, and 150 more

Michael R. Kurmes
Member
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Bailey & Galyen, Attorneys at Law

3.7
80 Reviews

  • Serving Keene, TX and Johnson County, Texas

  • Law Firm with 34 lawyers2 awards

  • “Our experienced attorneys have aggressively represented injury victims for over 40 years. Let Bailey & Galyen solve your legal puzzle. Contact us today!”

  • Bankruptcy LawyersAutomobile Accidents, Personal Injury, and 48 more

  • Free Consultation

  • Offers Video

J. C. Bailey III
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Keene?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
75 %

133 Client Reviews

PEER REVIEWS
4.7

20 Peer Reviews

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Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it too early to refinance or do we have to wait for the 10 year period?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
This is a decision that individual lenders make & isn't regulated by law, other than through government housing programs. I would urge you to discuss refinancing with a local community nonprofit credit union, as they have several programs available once you are 12 months out of bankruptcy.
This is a decision that individual lenders make & isn't regulated by law, other than through government housing programs. I would urge you to discuss refinancing with a local community nonprofit credit union, as they have several programs available once you are 12 months out of bankruptcy.
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How many years does a bankrupcy stay on my credit report?

Scott Russell Needleman
Answered by attorney Scott Russell Needleman (Unclaimed Profile)
Bankruptcy lawyer at The Needleman Law Office
It stays on your credit report for 10 years. You can apply for a home loan whenever you want after discharge. If you have a lender, even before discharge.
It stays on your credit report for 10 years. You can apply for a home loan whenever you want after discharge. If you have a lender, even before discharge.
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What can I do if my bankruptcy case was dismissed?

Sean Thomas Flynn
Answered by attorney Sean Thomas Flynn (Unclaimed Profile)
Bankruptcy lawyer at The Law Offices of Sean T. Flynn, PLLC
If your bankruptcy case was dismissed it means that you no longer have the protection of the automatic stay. You have the option to re-file and you should speak with an attorney about the possibility of refilling the case. A subsequent case will have a limited automatic stay and you will need to file a motion to extend the stay in your case. At the hearing you will need to demonstrate that the new filing was done in good faith and that you are able to fund the plan.
If your bankruptcy case was dismissed it means that you no longer have the protection of the automatic stay. You have the option to re-file and you should speak with an attorney about the possibility of refilling the case. A subsequent case will have a limited automatic stay and you will need to file a motion to extend the stay in your case. At the hearing you will need to demonstrate that the new filing was done in good faith and that you are able to fund the plan.
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