AV Preeminent Peer Rated Attorneys
Jay Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Jay Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Jay Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Cooper and Smith

4.8
1702 Reviews

  • Serving Gabriels, NY

  • Law Firm with 59 lawyers2 awards

  • Please come see us in New Providence for further clarification regarding the cases. Our Attorneys welcome all.

  • Bankruptcy LawyersEnvironmental Law, Family Law, and 16 more

  • Offers Video

  • Appointments Available

Eugene F. Small
Bankruptcy Lawyer
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Cooper and Smith

4.8
1702 Reviews

  • Serving Rainbow Lake, NY

  • Law Firm with 59 lawyers2 awards

  • Please come see us in New Providence for further clarification regarding the cases. Our Attorneys welcome all.

  • Bankruptcy LawyersEnvironmental Law, Family Law, and 16 more

  • Offers Video

  • Appointments Available

Peter Nash
Bankruptcy Lawyer
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Stafford, Piller, Murnane, Plimpton, Kelleher & Trombley PLLC

  • One Cumberland Ave., Plattsburgh, NY 12901

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Law Offices of Lori A. Cantwell

  • 178 Broad Street, Plattsburgh, NY 12901-2524

Darrell Bowen, Attorney at Law

  • 60 Court St., Plattsburgh, NY 12901

Law Offices of Stephen A. Johnston

  • 11 Oak Street, Plattsburgh, NY 12901

Dennin & Dennin

  • 2745 Main St., Lake Placid, NY 12946

The Law Offices of Robert A. Kagan

  • 92-96 Margaret Street, Plattsburgh, NY 12901

James E. Martineau, Jr.

  • P.O. Box 187, Au Sable Forks, NY 12912-0187

Paul J. Herrmann

  • 115 Main St., Saranac Lake, NY 12983

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Looking for Bankruptcy Lawyers in Jay?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
92 %

3390 Client Reviews

PEER REVIEWS
4.2

26 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Will a discharged chapter 7 bankruptcy protect us from foreclosure?

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Answered by attorney Theodore L. Araujo (Unclaimed Profile)
Bankruptcy lawyer at Theodore Lyons Araujo
No. The mortgage secures the Note, which requires payments. The Chapter 7 relieves you from liability for the Note payments, but the bank can still take the house in a foreclosure if you do not make your payments.
No. The mortgage secures the Note, which requires payments. The Chapter 7 relieves you from liability for the Note payments, but the bank can still take the house in a foreclosure if you do not make your payments.
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If I passed away do my children still get my house if I never reaffirmed my loan if I am current and never been late on any payments?

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Answered by attorney Brian Haggerty (Unclaimed Profile)
Bankruptcy lawyer at Minor, Bandonis & Haggerty P.C.
I'm not sure what "reaffirming" a loan is. Whoever takes your estate (your children, if you are not married and do not have a will) will get your house subject to their need to continue to make the loan payments. "Children" plural means that the house should be sold in probate. The loan will be paid then. But think of this: what's the house worth, $150K, $200K, or more? Isn't it worth getting some estate planning done?
I'm not sure what "reaffirming" a loan is. Whoever takes your estate (your children, if you are not married and do not have a will) will get your house subject to their need to continue to make the loan payments. "Children" plural means that the house should be sold in probate. The loan will be paid then. But think of this: what's the house worth, $150K, $200K, or more? Isn't it worth getting some estate planning done?
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If I filed for chap 7, 6 years ago and my lawyer did not file an affirmative on my property (not included in the bankruptcy), can it be done now?

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Answered by attorney Paul Norwood Jonas Ross (Unclaimed Profile)
Bankruptcy lawyer at Paul N. J. Ross Law, PLLC
No. Reaffirmation agreements must be filed before discharge. Secondly, it is not very common to even receive a reaffirmation agreement for you to sign.
No. Reaffirmation agreements must be filed before discharge. Secondly, it is not very common to even receive a reaffirmation agreement for you to sign.
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