AV Preeminent Peer Rated Attorneys
Independence Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Independence Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Independence Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Offices of Walter Metzen & Associates

5.0
267 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 2 lawyers2 awards

  • Let Me Help You Get a Fresh Financial Start! Law Offices of Walter Metzen & Associates DetroitBankruptcyLawyer.com

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 13, and 2 more

  • Free Consultation

  • Offers Video

Walter A. Metzen
Bankruptcy Lawyer
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The Law Firm of Hauer & Snover

Reviews not shown

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 5 lawyers1 award

  • A Law Firm Dedicated Exclusively to Family Law. The attorneys at The Law Firm of Hauer & Snover will do what it takes to get the results you deserve. Call us today to discuss your... Read More

  • Bankruptcy LawyersDivorce, Alternative Dispute Resolution, and 83 more

Mark A. Snover
Partner
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Thav, Ryke and Assoc.

4.8
35 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 3 lawyers1 award

  • Lawyers who treat you like family in your time of need

  • Bankruptcy LawyersDecedents Estates, Wills & Trusts, and 10 more

Thomas Langan
Bankruptcy Lawyer
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Karen E. Evangelista, PC

4.9
6 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 1 lawyer2 awards

  • Helping People Through Various Types of Bankruptcy and Debt Relief Options for Over 30 Years. Rochester Bankruptcy Attorney Offering Chapter 7, & 13 Bankruptcy and Debt Negotiation... Read More

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 13, and 31 more

Karen E. Evangelista
Bankruptcy Lawyer
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GOLDMAN & ASSOCIATES MICHIGAN LAW FIRM

4.6
304 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 1 lawyer3 awards

  • "THE SMART CHOICE LAWYERS --- 248-556-3982 --- CALL NOW! --- TOP ATTORNEYS IN MICHIGAN --- Find Out How We Can Help You. Call for a Free Case Evaluation. The RIGHT... Read More

  • Bankruptcy LawyersPersonal Injury, Medical Malpractice, and 510 more

  • Free Consultation

  • Offers Video

  • Appointments Available

Akiva E. Goldman
Bankruptcy Lawyer
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Mike Morse Injury Law Firm

4.6
143 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 49 lawyers2 awards

  • Personal Injury Attorney In MichiganWhen you hire Mike Morse Injury Law Firm, you’re hiring a team of expert legal professionals, tireless researchers and more than 40 of the top... Read More

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents, and 25 more

  • Free Consultation

Emily Coyle
Bankruptcy Lawyer
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Berry Moorman Professional Corporation

5.0
39 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 19 lawyers2 awards

  • For over 90 years, Berry Moorman had provided clients with results-driven, quality legal work.

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 33 more

Mark Straetmans
Shareholder
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Simen, Figura & Parker, P.L.C.

4.6
43 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 7 lawyers2 awards

  • Providing legal services to business, local government, and families in Flint, Genesee County, Traverse City and Southeast Michigan

  • Bankruptcy LawyersTaxation, Mergers and Acquisitions, and 14 more

  • Free Consultation

Peter T. Mooney
Bankruptcy Lawyer
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Winegarden, Haley, Lindholm, Tucker & Himelhoch, PLC

4.6
40 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 7 lawyers2 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 95 more

Dennis M. Haley
Bankruptcy Lawyer
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Lucido & Manzella, P.C.

4.0
33 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 6 lawyers2 awards

  • Located in the heart of Clinton Township, Michigan, Lucido & Manzella, P.C., has been serving the residents of Macomb County for over 25 years.Our experienced attorneys can assist... Read More

  • Bankruptcy LawyersCriminal Defense, Family Law, and 3 more

  • Free Consultation

Kyle Kole
Bankruptcy Lawyer
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Starr Sackin PLLC

4.4
18 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 5 lawyers2 awards

  • Your Go To Law Firm For All Your Legal Needs. When Results Matter, Go With The Starr Sacking Legal Team Which Provides Big Firm Expertise At An Affordable Price. Call Us Today... Read More

  • Bankruptcy LawyersFamily Law, Divorce, and 37 more

  • Free Consultation

  • Offers Video

David Campbell
Associate
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Babi Legal Group, PLLC

5.0
16 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 2 lawyers2 awards

  • Babi Legal Group provides exceptional legal counsel and services in various areas of law, representing both professionals and non-professionals alike. Call Today.

  • Bankruptcy LawyersCommercial Real Estate, Commercial Conveyancing, and 139 more

  • Free Consultation

  • Offers Video

Melvin Babi
Bankruptcy Lawyer
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Law Offices of Michael A. Robbins, PLLC

4.8
30 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 1 lawyer2 awards

  • Michael A. Robbins Showcased in Newsweek Among Top Eight Family Lawyers In the US & has been selected by his peers as one of “The Best Lawyers In America” In Family Law. Mr.... Read More

  • Bankruptcy LawyersDivorce, Family Law, and 96 more

Michael A. Robbins
Bankruptcy Lawyer
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Jack A. Gibson Jr., P.C.

Not yet reviewed

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 1 lawyer

  • Serving your family and business for over 20 years

  • Bankruptcy LawyersAccidents, Business, and 12 more

Jack A. Gibson Jr.
Bankruptcy Lawyer
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Omnus Law

4.7
7 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 32 lawyers2 awards

  • At Omnus Law, we combine state-of-the-art technology with a client-first approach to deliver efficient, transparent, and effective legal services. Our firm was established on a... Read More

  • Bankruptcy LawyersAdministrative Law, AI, Technology & Cybersecurity, and 18 more

Sheena Fioritto Esq.
Bankruptcy Lawyer
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Tishkoff

5.0
3 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 3 lawyers2 awards

  • Litigation - Business - Employment

  • Bankruptcy LawyersBusiness Litigation, Construction Lawsuits, and 160 more

  • Free Consultation

William Tishkoff Esq.
Bankruptcy Lawyer
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Kotz Sangster Wysocki P.C.

4.7
97 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 23 lawyers2 awards

  • Founded in 1978, Kotz Sangster Wysocki P.C. is located in downtown Detroit in the Renaissance Center, with an additional office in Bloomfield Hills. Our clients represent a broad... Read More

  • Bankruptcy LawyersAgribusiness, Agricultural Law, and 48 more

William Yochim Jr.
Bankruptcy Lawyer
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Sullivan, Ward, Patton, Gleeson & Felty, P.C.

4.9
108 Reviews

  • Serving Independence, MI and Oakland County, Michigan

  • Law Firm with 26 lawyers1 award

  • Sullivan, Ward, Patton, Gleeson & Felty, P.C. was founded in 1951 and has grown to its present size of approximately fifty attorneys over the past sixty-five years. Originally,... Read More

  • Bankruptcy LawyersTrial Practice, Appellate Practice, and 34 more

A. Stuart Tompkins
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Independence?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
83 %

252 Client Reviews

PEER REVIEWS
4.6

318 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Who am I supposed to listen to regarding payments, the judge or my probation officer?

Daniel A. Edelman
Answered by attorney Daniel A. Edelman
Bankruptcy lawyer at Edelman, Combs, Latturner & Goodwin, LLC
Consult the attorney who represented you or file a motion to clarify your obligation setting forth what you believe to be your obligation and what you have been informed by the probation office.
Consult the attorney who represented you or file a motion to clarify your obligation setting forth what you believe to be your obligation and what you have been informed by the probation office.
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What assets are exempt or excluded from bankruptcy?

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Answered by attorney Ronald K. Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
Bankruptcy exemptions vary by state. In Ohio, the most commonly used exemptions are:-Homestead exemption for a residence-Motor vehicle exemption-Retirement plan exemption - IRA, 401(k), pension, etc.-Social security exemption-Veterans benefit exemption-Household goods exemption-Cash on hand exemption-Life insurance exemption Some exemptions are unlimited but most of limited dollar amounts - the motor vehicle exemption is limited to a junker ($3,775 - you won't find any of the state's lawmakers risking the lives of their family members in an rickety vehicle like this) - but the social security exemption is unlimited.
Bankruptcy exemptions vary by state. In Ohio, the most commonly used exemptions are:-Homestead exemption for a residence-Motor vehicle exemption-Retirement plan exemption - IRA, 401(k), pension, etc.-Social security exemption-Veterans benefit exemption-Household goods exemption-Cash on hand exemption-Life insurance exemption Some exemptions are unlimited but most of limited dollar amounts - the motor vehicle exemption is limited to a junker ($3,775 - you won't find any of the state's lawmakers risking the lives of their family members in an rickety vehicle like this) - but the social security exemption is unlimited.
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At which point should I address the car loan in an enforcement of dragnet clause in a Chapter 7?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
There is no such thing as reaffirming a car in a Chapter 13, and there is no way for the credit union to voluntarily undo a cross collateralization. Cross collateralization is part of your membership agreement with the credit union and so obtaining the car loan and the line of credit did not require the CU to repeat all the terms of the agreement you already had with them again. Depending on the age of the car loan, or whether the car loan was to purchase or refinance an existing loan, you might be able to implement a 910 cram-down of the vehicle in your plan.
There is no such thing as reaffirming a car in a Chapter 13, and there is no way for the credit union to voluntarily undo a cross collateralization. Cross collateralization is part of your membership agreement with the credit union and so obtaining the car loan and the line of credit did not require the CU to repeat all the terms of the agreement you already had with them again. Depending on the age of the car loan, or whether the car loan was to purchase or refinance an existing loan, you might be able to implement a 910 cram-down of the vehicle in your plan.
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