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AV Preeminent Peer Rated Attorneys
Holliday Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Holliday Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 900 8th Street, Suite 1102, Wichita Falls, TX 76301

  • Law Firm with 2 lawyers1 award

  • We represent clients in Federal & State Courts in North Texas.

  • Bankruptcy LawyersGeneral Civil Defense Firm, Civil Law, and 9 more

Hank Rugeley
Bankruptcy Lawyer
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  • 705 8th St., Ste. 720, Wichita Falls, TX 76301

  • 4245 Kemp Boulevard, Suite 308, Wichita Falls, TX 76308

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  • 710 Lamar, Ste. 440, Wichita Falls, TX 76301-6880

  • 3415 McNiel Ave., Ste. 102B, Wichita Falls, TX 76308

  • 900 8th St., Ste. 1100, Wichita Falls, TX 76301

  • Iowa Park, TX 76367

  • 2144 Huntington Ln., Wichita Falls, TX 76305

  • 901 Lamar St., Wichita Falls, TX 76301-3414

  • 1106 Brook Ave., Wichita Falls, TX 76301

  • 1401 Holliday St., Ste. 408, Wichita Falls, TX 76301

  • 1010 Tenth Street, Wichita Falls, TX 76301-3298

  • 1407 9th St., Wichita Falls, TX 76301-4384

  • Four Eureka Circle, Wichita Falls, TX 76308

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Looking for Bankruptcy Lawyers in Holliday?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
75 %

21 Client Reviews

PEER REVIEWS
4.3

23 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can I do if the soverign bank collected on my discharged debt for those years?

Pamela L. Stewart
Answered by attorney Pamela L. Stewart (Unclaimed Profile)
Bankruptcy lawyer at Pamela L. Stewart, Attorney at Law
It's not so simple. Was the "over $100,000.00" you paid to the bank paid before you surrendered the home? If so, the bank can consider it "rent" or a payment in lieu of posting the property for foreclosure. Also, if you paid the monies prior to 2008, you don't have a cause of action as the statute of limitations has expired. Did you voluntarily give the bank money? If so, and you continued to live in the property, I don't believe you will find a judge that would order the bank to refund the money to you.
It's not so simple. Was the "over $100,000.00" you paid to the bank paid before you surrendered the home? If so, the bank can consider it "rent" or a payment in lieu of posting the property for foreclosure. Also, if you paid the monies prior to 2008, you don't have a cause of action as the statute of limitations has expired. Did you voluntarily give the bank money? If so, and you continued to live in the property, I don't believe you will find a judge that would order the bank to refund the money to you.
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What is the name of the form to amend?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
If you need to amend to add a creditor, you would amend either Schedule D, E, or F and you would need to amend the mailing matrix. Exactly which schedule you need to amend will depend on the type of debt you are adding to your bankruptcy. For example, if it is a loan secured by your home, a vehicle loan, or a large purchase on a store credit card, it probably is a secured debt that goes on Schedule D. If it is a tax, child support or alimony or unpaid wages, then it probably is a priority debt that goes on Schedule E. Other debts go on Schedule F.
If you need to amend to add a creditor, you would amend either Schedule D, E, or F and you would need to amend the mailing matrix. Exactly which schedule you need to amend will depend on the type of debt you are adding to your bankruptcy. For example, if it is a loan secured by your home, a vehicle loan, or a large purchase on a store credit card, it probably is a secured debt that goes on Schedule D. If it is a tax, child support or alimony or unpaid wages, then it probably is a priority debt that goes on Schedule E. Other debts go on Schedule F.
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If a creditor withdrew their claim after I objected to the claim can that person now sue me in a local court?

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Answered by attorney Paul Norwood Jonas Ross (Unclaimed Profile)
Bankruptcy lawyer at Paul N. J. Ross Law, PLLC
The question depends on whether you received a discharge. If you received a discharge the creditor cannot sue you. That is a violation of the discharge injunction. Visit with your attorney regarding how to proceed forward. If you did not receive a discharge, yes, that claim, assuming no other defenses, could be pursued in state or other court.
The question depends on whether you received a discharge. If you received a discharge the creditor cannot sue you. That is a violation of the discharge injunction. Visit with your attorney regarding how to proceed forward. If you did not receive a discharge, yes, that claim, assuming no other defenses, could be pursued in state or other court.
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