Hideaway, TX Bankruptcy Law Firms & Lawyers

If your first case was under Chapter 7, you have to wait 8 years before filing again (measured from date of filing the first case to date of filing the second case).

Your time to object to the discharge of her debt has passed, so there isn't anything you can do at this point.  You could have possibly objected on the basis of fraud (although that is difficult to prove, and would have cost at least $5,000+ to litigate). If she had any unprotected assets, you should have received a notice from the court telling you to file a claim.  If not, then there is nothing to be disbursed, and your debt having been discharged, there isn't anything further you can do.  

You need to sit down with your attorney or a attorney to review the petition that was filed, the proofs of claims that have been filed and your current income to see if you can modify the plan payment. If this is not possible and you stop making your payments the mortgage company can file a Motion for Relief to get the house out of BK and foreclose on it. I would work on a game plan to keep you in the house as long as possible at this point. But it looks like retaining the home is not possible if you cannot afford the mortgage payments.