AV Preeminent Peer Rated Attorneys
Helmetta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Helmetta Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Helmetta Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Keaveney Legal Group

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  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 4 lawyers

  • Keaveney Legal Group is a New Jersey & Pennsylvania-based professional law firm that aggressively defends consumers, professionals and homeowners who are facing legal issues in the... Read More

  • Bankruptcy LawyersStop Foreclosure Proceedings, Loan Modifications, and 40 more

  • Free Consultation

Warren Levy
Bankruptcy Lawyer
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Rubin, Kaplan & Associates A Professional Corporation

4.8
1 Review

  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 5 lawyers1 award

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersCorporate Law, Business Law, and 11 more

Shirley Yu
Legal Support
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Law Office of Michael P. Otto, LLC

4.3
13 Reviews

  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 1 lawyer1 award

  • The Law Office of Michael P. Otto, LLC has been protecting the rights of individuals and families in Central and Northern New Jersey for 23 years.

  • Bankruptcy LawyersBankruptcy Chapter 7, Bankruptcy Chapter 11, and 43 more

  • Free Consultation

  • Offers Video

Michael Otto
Bankruptcy Lawyer
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Cosner Law Group

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  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 2 lawyers1 award

  • Our firm has provided legal services in Central New Jersey for over 30 years. We are dedicated to providing our clients with high quality representation at a reasonable cost.

  • Bankruptcy LawyersFamily Law, Divorce, and 120 more

  • Free Consultation

Staci A. Cosner
Bankruptcy Lawyer
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Weinberger Divorce & Family Law Group, LLC

4.7
257 Reviews

  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 24 lawyers4 awards

  • Trusted authorities on New Jersey Divorce and Family Law. Guidance and experience that you can rely upon.

  • Bankruptcy LawyersDivorce Mediation, Family Law, and 83 more

Bari Zell Weinberger
Bankruptcy Lawyer
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McOmber McOmber & Luber, P.C.

5.0
228 Reviews

  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 27 lawyers3 awards

  • Providing clients with distinguished experience and dedicated service since 1974

  • Bankruptcy LawyersAlternative Dispute Resolution, Appellate Practice, and 115 more

  • Free Consultation

  • Offers Video

Austin Tobin
Bankruptcy Lawyer
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Dughi, Hewit & Domalewski, PC

4.7
94 Reviews

  • Serving Helmetta, NJ and Middlesex County, New Jersey

  • Law Firm with 31 lawyers3 awards

  • A New Jersey Firm You Can Rely On For Over 13 Practice Areas That Include: Criminal Law, Family Law, Corporate and Business Law.

  • Bankruptcy LawyersArbitration, Mediation and Special Master, Business Law and Commercial Transactions, and 11 more

  • Free Consultation

  • Offers Video

Jennifer L. Young
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Helmetta?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
77 %

357 Client Reviews

PEER REVIEWS
4.7

73 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Why is a company contacting me about a house I filed bankruptcy on in 2012?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Since you still own this property, if you get no benefit from the ownership, you may want to take active steps to deal with this issue. Although you don?t personally owe the mortgage debt, the house does owe the mortgage debt. The lender can still foreclose on the house in order to get paid. While a foreclosure may not show up on your consumer credit report, it will be part of your credit history that every mortgage lender will be aware of and can prevent you from obtaining a new mortgage. So do you want to leave things alone or make a little effort to make a little money and sell this house?
Since you still own this property, if you get no benefit from the ownership, you may want to take active steps to deal with this issue. Although you don?t personally owe the mortgage debt, the house does owe the mortgage debt. The lender can still foreclose on the house in order to get paid. While a foreclosure may not show up on your consumer credit report, it will be part of your credit history that every mortgage lender will be aware of and can prevent you from obtaining a new mortgage. So do you want to leave things alone or make a little effort to make a little money and sell this house?
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Can I file bankruptcy if a personal loan is on lien?

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Answered by attorney Deborah A. Stencel (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Deborah A. Stencel
Sure. You cannot expect to keep the property that the lien is against, however. For example, if you have a car with a lien and file bankruptcy, can either reaffirm the debt, continue paying and keep the car or stop paying and expect the car to be repossessed.
Sure. You cannot expect to keep the property that the lien is against, however. For example, if you have a car with a lien and file bankruptcy, can either reaffirm the debt, continue paying and keep the car or stop paying and expect the car to be repossessed.
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What are my rights if I have never received anything in the mail from them and signed no contract?

Daniel A. Edelman
Answered by attorney Daniel A. Edelman
Bankruptcy lawyer at Edelman, Combs, Latturner & Goodwin, LLC
The problem is that if there is an underlying debt that is a contract and you may be in breach of that. You should not enter into agreements with debt collectors that are not clearly documented. You should have an attorney review the facts to determine whether there is a violation of the Fair Debt Collection Practices Act or other law. It is not unknown for debt collectors to agree to settle on some set of terms and then claim that you did not make payments on time or otherwise violated the deal, so they don't have to honor it.
The problem is that if there is an underlying debt that is a contract and you may be in breach of that. You should not enter into agreements with debt collectors that are not clearly documented. You should have an attorney review the facts to determine whether there is a violation of the Fair Debt Collection Practices Act or other law. It is not unknown for debt collectors to agree to settle on some set of terms and then claim that you did not make payments on time or otherwise violated the deal, so they don't have to honor it.
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